11879 SW 137TH LOOP, DUNNELLON, FL, 34432
Active467 days on marketListed Jul 6, 2025MLS #OM704916
About this home
11879 SW 137TH LOOP
CHARMING HOME LOCATED IN GOLF COURSE COMMUNITY, offering a well qualified buyer the possibility to assume the remaining VA mortgage loan balance of $115,000 (interest rate of 2.25%) You cannot find a cheaper mortgage interest rate in today’s mortgage market! This home is located in the very desirable and vibrant 55+ community of Spruce Creek Preserve, Dunnellon, FL. This home sits on a gorgeous corner lot and some of this homes’ thoughtful details include; walk in bedroom closets, laminate flooring, ceiling fans and window blinds throughout. The kitchen is open to the dining area and glass sliders open to the lanai. Off the lanai is a Huge 11’ x 35’ concrete patio, fenced for your furry friends and so perfect to enjoy entertaining and grilling outdoors. New asphalt roof shingles were installed in 2016. Spruce Creek Preserve has a heated pool and whirlpool spa, tennis courts, pickle ball courts, bocce courts, shuffle board, craft rooms, billiards and modest library. This community has so many clubs and activities for a truly enjoyable Florida retirement lifestyle. Make an appointment to see this home today.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
943
Sqft
0.18 ac
Lot size
1
Garage
1997
Year built
One
Levels
$191
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,591 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,591/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+29.8%
$/sqft vs SPRUCE CREEK PRESERVE
$191 vs $144
Days on market
467 vs 67 typical
Where $191/sqft sits among the 11 homes for sale in SPRUCE CREEK PRESERVE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34432 — neighborhood snapshot
Population
13,197
Median age
56
Median income
$47,711
Median home value
$223,900
Avg household
2.27
Households w/ children
858
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
5 of 11
SPRUCE CREEK PRESERVE have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% below the DUNNELLON 34432 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 11879 SW 137TH LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$194,500
13675 SW 111TH AVENUE · same community
2 bd · 2 ba · 1,382 sqft · $141/sqft · 163 DOM
Sold · Mar ’26$238,000
11298 SW 138TH LANE · same community
2 bd · 2 ba · 1,408 sqft · $169/sqft · 171 DOM
Sold · Oct ’25$220,000
11495 SW 138TH LANE · same community
3 bd · 2 ba · 1,412 sqft · $156/sqft · 168 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 11879 SW 137TH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11879 SW 137TH LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
11879 SW 137TH LOOP FAQs
What would the monthly payment be for 11879 SW 137TH LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,591/mo — principal and interest, the actual property-tax bill, the $209/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11879 SW 137TH LOOP?+
The association fee works out to $209 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11879 SW 137TH LOOP?+
The most recent tax bill on record (2024) was $1,006. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11879 SW 137TH LOOP?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunnellon?+
At $179,900, this home is listed about 40% below the Dunnellon median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 11879 SW 137TH LOOP?+
Dunnellon High School (high), Dunnellon Elementary School (elementary), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the DUNNELLON 34432 market on paper
$179,900 is 28% below the DUNNELLON 34432 median of $249,900, and at $191/sqft it sits under the Dunnellon average of $214.
02Time on market is leverage
467 days on market against a Dunnellon median of 67 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $209,900, now $179,900 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES JOYCE REAL ESTATE · Joy Summers. MLS #OM704916.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Dunnellon homes, in your inbox
Like 11879 SW 137TH LOOP but not quite? A daily digest of every new listing in Dunnellon — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Anealya to ping you on any price or status change →