111 E HARVARD STREET, INVERNESS, FL, 34452
Active391 days on marketListed Jul 8, 2025MLS #OM705049
About this home
111 E HARVARD STREET
Virtually Staged. Limited-Time Summer Duplex Drop! For the month of July, twelve duplexes qualify for 3.75% (5.068% APR) financing plus 2 years of professional property management and Rent Protection. Offer subject to lender qualification, availability, and program terms. See listing agent for complete details. Both units are currently occupied and leased through 5/31/2027, providing instant income at closing! Designed with modern living in mind, this property features an open, functional floor plan, luxury vinyl plank (LVP) flooring throughout, quartz countertops, and contemporary finishes that appeal to today’s renters and buyers alike. Enjoy the benefits of new construction, including builder warranties and low maintenance. Property presents an opportunity for rental income, but income is not guaranteed. Buyer to verify all lease terms, tenant status, and financial considerations. Photos may be of a similar or previously completed unit and are for illustrative purposes only. Features, finishes, and layout may vary. One or more photo(s) may have been virtually staged.
Facts & features
The home at a glance
4
Bedrooms
2,104
Sqft
0.22 ac
Lot size
2025
Year built
$195
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,763 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,763/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs INVERNESS HIGHLANDS SOUTH
$195 vs $174
Days on market
391 vs 25 typical
Where $195/sqft sits among the 15 homes for sale in INVERNESS HIGHLANDS SOUTH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Inverness
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Inverness. See the full Inverness guide →
INVERNESS 34452 — neighborhood snapshot
Population
13,729
Median age
46.8
Median income
$58,199
Median home value
$207,200
Avg household
2.35
Households w/ children
1,419
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Inverness market
$240K → $270K
Inverness median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
7 of 15
INVERNESS HIGHLANDS SOUTH have cut their price
Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 183% above the INVERNESS 34452 median. See the full Inverness market guide →
Paper trail
This home's history
Reality check
What actually sold near 111 E HARVARD STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$170,100
1215 E BUCKNELL AVENUE · same community
3 bd · 2 ba · 1,921 sqft · $89/sqft · 44 DOM
Sold · Dec ’25$315,000
1308 LAKESHORE DRIVE · same community
2 bd · 2 ba · 2,374 sqft · $133/sqft · 4 DOM
Sold · May ’26$239,900
406 WRIGHT STREET · same community
3 bd · 2 ba · 1,706 sqft · $141/sqft · 187 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Stickler
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 111 E HARVARD STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 111 E HARVARD STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
111 E HARVARD STREET FAQs
What would the monthly payment be for 111 E HARVARD STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,763/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 111 E HARVARD STREET?+
The most recent tax bill on record (2024) was $105. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Inverness?+
At $409,900, this home is listed about 59% above the Inverness median of $258,450. The market section on this page shows how the area is trending.
Which schools are assigned to 111 E HARVARD STREET?+
Pleasant Grove Elementary School (elementary), Inverness Middle School (middle), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$409,900 runs 183% above the INVERNESS 34452 median — but at 2,104 sqft it's also 43% larger than the typical Inverness listing.
02Time on market is leverage
391 days on market against a Inverness median of 25 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $419,900, now $409,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SUNCOAST PROPERTY MANAGEMENT L · Kelly Treadaway. MLS #OM705049.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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