CENTURY 21 Edge
$229,900$279,9003 bd2 ba1,477 sqft$156 /sqft$1,869 /mo all-in ↓

5315 SE 26TH AVENUE, OCALA, FL, 34480

Active381 days on marketListed Jul 21, 2025MLS #OM705860

Priced 22% below the OCALA 34480 medianReduced $50KSingle Family ResidenceBUFFINGTON RIDGE ADD FOG LTS 284-287

About this home

5315 SE 26TH AVENUE

One or more photo(s) has been virtually staged. Tucked away at the end of a quiet dead-end street, this charming 3-bedroom, 2-bath home offers peace and privacy in a truly serene setting. Situated on just over a quarter acre, the property features a spacious open floor plan with a large eat-in kitchen that's perfect for everyday living and entertaining. The split bedroom layout provides added privacy, and the inside laundry room—complete with washer and dryer—adds convenience. Zoned for Shady Hill Elementary, Belleview Middle, and Forest High School, its central location allows for easy commutes around town and quick access to all that Ocala has to offer! Schedule your showing today and come see why this quiet retreat could be the perfect place to call home!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,477

Sqft

0.26 ac

Lot size

2

Garage

2006

Year built

One

Levels

$156

Per sqft

Inside

FlooringCarpet · Laminate · Tile
AppliancesDryer · Electric Water Heater · Range · Range Hood · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ExteriorPrivate Mailbox · Sliding Doors

Community & fees

Taxes (2024)$3,042/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,869 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,353
FHA mortgage insurance (est.)$102
Property tax — 2024 actual bill$254
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,047Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,047
Interest rate6.00%
Loan term

Estimated payment

$1,869/mo

Principal & interest$1,353
FHA mortgage insurance (est.)$102
Property taxes (actual bill)$254
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $230K
$221KedgeAI estimate $285,654 · range $276K$307K$319K

vs edgeAI estimate

−19.5%

$/sqft vs Ocala actives

$156 vs $187

Days on market

381 vs 49 typical

Where $156/sqft sits among the 400 Ocala actives

162 · this home
163
36
8
9
22
$126–177$177–229$229–280$280–332$332–383$383+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 5315 SE 26TH AVENUE

Get to know Ocala. See the full Ocala guide →

OCALA 34480 — neighborhood snapshot

Population

23,749

Median age

36.6

Median income

$75,334

Median home value

$248,400

Avg household

2.67

Households w/ children

3,190

For the school run

Marion County School District

MiddleBelleview Middle School★★★★★
ElementaryMarion Oaks Elementary School★★★★
HighBelleview High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

163 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 22% below the OCALA 34480 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $229,900 $50K
Jul 21, 2025Listed at $279,900 · 381 days on market since
2006Built · BUFFINGTON RIDGE ADD FOG LTS 284-287

Reality check

What actually sold near 5315 SE 26TH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4960 SE 37TH COURTSold · Oct ’25

$335,000

4960 SE 37TH COURT

3 bd · 2 ba · 1,494 sqft · $224/sqft · 219 DOM

5375 SE 39TH AVENUESold · Nov ’25

$233,000

5375 SE 39TH AVENUE

2 bd · 2.5 ba · 1,451 sqft · $161/sqft · 10 DOM

4779 SE 34TH TERRACESold · Mar ’26

$300,000

4779 SE 34TH TERRACE

3 bd · 2 ba · 1,512 sqft · $198/sqft · 122 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Lacie Springstead

Your agent

Lacie Springstead

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5315 SE 26TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5315 SE 26TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5315 SE 26TH AVENUE FAQs

What would the monthly payment be for 5315 SE 26TH AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,869/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5315 SE 26TH AVENUE?+

The most recent tax bill on record (2024) was $3,042. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ocala?+

At $229,900, this home is listed about 23% below the Ocala median of $298,819. The market section on this page shows how the area is trending.

Which schools are assigned to 5315 SE 26TH AVENUE?+

Belleview Middle School (middle), Marion Oaks Elementary School (elementary), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the OCALA 34480 market on paper

$229,900 is 22% below the OCALA 34480 median of $294,500, and at $156/sqft it sits under the Ocala average of $206.

02Time on market is leverage

381 days on market against a Ocala median of 49 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $279,900, now $229,900 — a $50K cut. The full history is in the market section below.

Listing courtesy of HOMERUN REALTY · Jamie Arnold. MLS #OM705860.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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5315 SE 26TH AVENUE, OCALA, FL — 3 Bed, 2 Bath — $229,900 | CENTURY 21 Edge