CENTURY 21 Edge
Pending
$325,000$379,9003 bd2 ba2,423 sqft$134 /sqft$2,478 /mo all-in ↓

4631 E WINDMILL DRIVE, INVERNESS, FL, 34453

Pending364 days on marketListed Jul 25, 2025MLS #OM706257

Reduced $55KSingle Family ResidenceCONNELL LAKE ESTATES

About this home

4631 E WINDMILL DRIVE

Short Sale. STEAL OF THE CENTURY! Are you looking for a beautiful home in a quiet neighborhood with the “country feel”, but still want the perks of being close to amenities? Look no further! Welcome to 4631 E Windmill Drive, an impeccably updated 4/2 home nestled in the heart of Inverness. From the moment you arrive, you'll notice the inviting curb appeal and spacious front yard. The view from the back includes a look at an open landscape, offering expansive views and a quiet backdrop. This home has been renovated inside and out with top of the line upgrades. Step inside to find a bright and airy layout with a seamless flow from room to room, accentuated by wood-look LVP flooring and custom blinds throughout. The kitchen is a true showstopper, with 2021 Samsung appliances, soft-close shaker cabinetry, under-cabinet lighting, quartz island, tile backsplash, Lazy Susan, custom pantry pullouts, and USB outlets—all illuminated by new dimmable recessed lighting. The kitchen island overlooks the living space and dining area, creating an open concept living space to enjoy all your family gatherings. Near the dining area, the beautiful style has been mimicked with a wet bar with its own sink and a wine fridge. One of the standout features of this home is its incredibly spacious bedrooms, offering plenty of room for rest, work, or play. The primary suite includes double barn doors that lead to a sleek en-suite walk-in closet & bathroom with a MASSAGING ELITE double shower head, enhancing both privacy and elegance. One of the additional bedrooms even has direct access to the second bathroom, giving you an opportunity to enjoy a double primary bedroom. The 4th bedroom near the kitchen can also be used as an office, for the work-from-home crowd. This home features a total of 2,423 square feet of living space, including a stunning 312-square-foot enclosed back porch, fully finished with a mini-split system—perfect for a sunroom or entertainment area. The remaining 2,111 square feet is under central air, ensuring year-round comfort throughout the home. The floors in the garage have been painted and epoxy sealed with 5-inch molding installed. The side garage door leads to a new Vinyl fenced in dog run or grilling area with double doors granting access to the front and backyard. Major system upgrades add tremendous value and peace of mind, including a new oversized drain field, a state-of-the-art, 80 gallon hybrid water heater designed for high efficiency and energy savings, and a metal roof installed in 2020. Additionally, the owners installed new fans and lighting through the home. exterior lighting, a smart reader to get daily readings on electric usage through SECO'S SmartHub, gutters, a 4 ton HVAC, Google nest thermostat, YALE smart door lock, Ring doorbell, freshly landscaped backyard and black slate rock installed around the front of the home, trim throughout the whole house, interior doors and hardware, interior and exterior paint, custom black high end push blinds. SHORT SALE APPROVAL REQUIRED

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,423

Sqft

0.37 ac

Lot size

2

Garage

1981

Year built

One

Levels

$134

Per sqft

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Electric Water Heater · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Skylight(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofMetal
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesEast
ExteriorRain Gutters · Sliding Doors

Community & fees

Taxes (2024)$3,127/yr

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,478 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property tax — 2024 actual bill$261
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,375Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,375
Interest rate6.00%
Loan term

Estimated payment

$2,478/mo

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property taxes (actual bill)$261
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Inverness

Map of 4631 E WINDMILL DRIVE

Get to know Inverness. See the full Inverness guide →

INVERNESS 34453 — neighborhood snapshot

Population

10,473

Median age

53.5

Median income

$58,064

Median home value

$174,500

Avg household

2.21

Households w/ children

905

For the school run

Citrus County School District

ElementaryHernando Elementary School★★★★★
MiddleInverness Middle School★★★★★
HighCitrus High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Inverness market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$240K$270K

Inverness median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 551% above the INVERNESS 34453 median. See the full Inverness market guide →

Paper trail

This home's history

CurrentPrice reduced to $325,000 $55K
Jul 25, 2025Listed at $379,900 · 364 days on market since
1981Built · CONNELL LAKE ESTATES

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 4631 E WINDMILL DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4631 E WINDMILL DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4631 E WINDMILL DRIVE FAQs

What would the monthly payment be for 4631 E WINDMILL DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,478/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4631 E WINDMILL DRIVE?+

The most recent tax bill on record (2024) was $3,127. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Inverness?+

At $325,000, this home is listed about 26% above the Inverness median of $258,450. The market section on this page shows how the area is trending.

Which schools are assigned to 4631 E WINDMILL DRIVE?+

Hernando Elementary School (elementary), Inverness Middle School (middle), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$325,000 runs 551% above the INVERNESS 34453 median — but at 2,423 sqft it's also 65% larger than the typical Inverness listing.

02Time on market is leverage

364 days on market against a Inverness median of 25 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $379,900, now $325,000 — a $55K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Wayne Buhler. MLS #OM706257.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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