CENTURY 21 Edge
$469,000$489,0005 bd3 ba2,712 sqft$173 /sqft$3,355 /mo all-in ↓

3465 SE 54TH AVENUE, OCALA, FL, 34480

Active333 days on marketListed Sep 5, 2025MLS #OM708441

Reduced $20KSingle Family ResidenceINDIAN MEADOWS

About this home

3465 SE 54TH AVENUE

WAIT, DID SOMEONE SAY 5 BEDROOMS??? **QUALITY CONSTRUCTION ! Custom built. Updated & Upgrades. NOT a Cookie Cutter Home**. YES! You heard correctly, a rare five bedroom home in a NON HOA Community, ROOF 2023!, TRANE HVAC! LVP & Tile flooring .NO CARPET. LOW Electric Bill. (& Irrigation well fit your garden. Room for a POOL) Large room sizes grants comfortable living for all . Kitchen has GRANITE Counters ....w/ Extended BREAKFAST BAR . You are also going to love the extended area off the Primary Bedroom. Ideal for HOME OFFICE, Nursery, Gaming or Crafts. Lots of Natural Light throughout the whole home. Don't forget the Huge Lanai ( under main roof) that provides you with a full working Summer Kitchen, w/ Gas line for your GRILL. Home offers natural gas, water softener system and irrigation well. Reliable "TRANE" HVAC! Plus Built in shelves for the art enthusiast or for nick nacks. Kitchen has upgraded granite & tiled back splash. Large indoor Laundry room with linen closet & deep utility sink. Close to the Baseline Trailhead, shopping, entertainment, business district and medical facilities. Highly Desirable schools districts with after school programs. Motivated Seller. NOW is the perfect time to move. Sellers Sacrifice is your gain. Lovingly maintained. Super Clean !

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

2,712

Sqft

0.3 ac

Lot size

2

Garage

2002

Year built

One

Levels

$173

Per sqft

City viewPets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Dryer · Gas Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock · Slab
ViewCity
FacesNorth
ParkingGarage Door Opener · Garage Faces Side · Off Street
ExteriorIrrigation System · Lighting · Outdoor Kitchen · Private Mailbox · Sliding Doors

Community & fees

Taxes (2024)$2,724/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Available · Sprinkler Well
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,355 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,761
FHA mortgage insurance (est.)$207
Property tax — 2024 actual bill$227
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,415Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,415
Interest rate6.00%
Loan term

Estimated payment

$3,355/mo

Principal & interest$2,761
FHA mortgage insurance (est.)$207
Property taxes (actual bill)$227
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Ocala actives

$173 vs $187

Days on market

333 vs 49 typical

Where $173/sqft sits among the 400 Ocala actives

164 · this home
162
35
8
9
22
$127–178$178–229$229–281$281–332$332–383$383+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 3465 SE 54TH AVENUE

Get to know Ocala. See the full Ocala guide →

OCALA 34480 — neighborhood snapshot

Population

23,749

Median age

36.6

Median income

$75,334

Median home value

$248,400

Avg household

2.67

Households w/ children

3,190

For the school run

Marion County School District

MiddleBelleview Middle School★★★★★
ElementaryMarion Oaks Elementary School★★★★
HighBelleview High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

163 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 59% above the OCALA 34480 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $469,000 $20K
Sep 5, 2025Listed at $489,000 · 333 days on market since
2002Built · INDIAN MEADOWS

Reality check

What actually sold near 3465 SE 54TH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3629 SE 54TH AVENUESold · Feb ’26

$615,000

3629 SE 54TH AVENUE · same community

4 bd · 3 ba · 3,309 sqft · $186/sqft · 201 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Alek Cherrone

Your agent

Alek Cherrone

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3465 SE 54TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3465 SE 54TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3465 SE 54TH AVENUE FAQs

What would the monthly payment be for 3465 SE 54TH AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,355/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3465 SE 54TH AVENUE?+

The most recent tax bill on record (2024) was $2,724. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3465 SE 54TH AVENUE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $469,000, this home is listed about 57% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3465 SE 54TH AVENUE?+

Belleview Middle School (middle), Marion Oaks Elementary School (elementary), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$469,000 runs 59% above the OCALA 34480 median — but at 2,712 sqft it's also 57% larger than the typical Ocala listing.

02City views

The city view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

333 days on market against a Ocala median of 49 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $489,000, now $469,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of RE/MAX PREMIER REALTY · Jerry Pascale. MLS #OM708441.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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3465 SE 54TH AVENUE, OCALA, FL — 5 Bed, 3 Bath — $469,000 | CENTURY 21 Edge