10305 SW 105TH TERRACE, OCALA, FL, 34481
Active298 days on marketListed Oct 15, 2025MLS #OM711569
About this home
10305 SW 105TH TERRACE
Elegant New Construction Dunbar Model in Longleaf Ridge! Step into style and sophistication with this brand-new Dunbar model offering over 2,300 sq. ft. of beautifully designed living space. This 3-bedroom, 3-bath home features a 3-car split garage and an open floor plan with a desirable split-bedroom layout, combining elegance and functionality throughout. The living area showcases tray ceilings and 4-panel sliding glass doors that open to a screened lanai — perfect for indoor-outdoor living. The gourmet kitchen is a chef’s dream with staggered cabinets topped with crown molding, under-cabinet lighting, quartz countertops, a stunning tile backsplash, a large island, stainless steel appliances, a built-in oven and microwave, cooktop with hood, and a spacious walk-in pantry. The luxurious primary suite features a tray ceiling and a 3-panel window with blinds overlooking the backyard. The ensuite bath offers tile flooring, dual quartz vanities, a zero-entry tiled shower with a built-in bench, and a walk-in closet with convenient through-access to the laundry room. Bedroom 2 includes its own private ensuite bath with a quartz vanity and a tiled walk-in shower with a sliding glass door — perfect for guests or extended family. Bedroom 3 offers a large closet and is adjacent to the third full bath, which features a quartz vanity and a tiled tub/shower combination. Located in the sought-after Longleaf Ridge neighborhood of On Top of the World, this stunning new construction home offers the perfect blend of modern design, comfort, and resort-style living in one of Ocala’s premier active adult communities.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,373
Sqft
0.28 ac
Lot size
3
Garage
2025
Year built
One
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,661 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,661/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.2%
$/sqft vs ON TOP OF THE WORLD
$198 vs $145
Days on market
298 vs 52 typical
Where $198/sqft sits among the 237 homes for sale in ON TOP OF THE WORLD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
111 of 237
ON TOP OF THE WORLD have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 104% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 10305 SW 105TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$385,500
10324 SW 105TH COURT · same community
3 bd · 2.5 ba · 2,297 sqft · $168/sqft · 32 DOM
Sold · Dec ’25$420,000
10325 SW 105TH COURT · same community
3 bd · 3 ba · 2,536 sqft · $166/sqft · 11 DOM
Sold · Dec ’25$398,500
9949 SW 106TH CIRCLE · same community
2 bd · 2 ba · 2,202 sqft · $181/sqft · 92 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Stickler
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10305 SW 105TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10305 SW 105TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10305 SW 105TH TERRACE FAQs
What would the monthly payment be for 10305 SW 105TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,661/mo — principal and interest, the actual property-tax bill, the $494/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10305 SW 105TH TERRACE?+
The association fee works out to $494 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10305 SW 105TH TERRACE?+
The most recent tax bill on record (2024) was $388. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10305 SW 105TH TERRACE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $470,000, this home is listed about 57% above the Ocala median of $298,888. The market section on this page shows how the area is trending.
Which schools are assigned to 10305 SW 105TH TERRACE?+
Dunnellon High School (high), Dunnellon Elementary School (elementary), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ON TOP OF THE WORLD REAL EST · Jason Taflinger. MLS #OM711569.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ocala homes, in your inbox
Like 10305 SW 105TH TERRACE but not quite? A daily digest of every new listing in Ocala — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Jessica to ping you on any price or status change →