CENTURY 21 Edge
$144,999$149,9992 bd2 ba1,072 sqft$135 /sqft$1,504 /mo all-in ↓

622 FAIRWAYS CIRCLE UNIT A, OCALA, FL, 34472

Active269 days on marketListed Oct 29, 2025MLS #OM712495

Priced 31% below the OCALA 34472 medianReduced $5KCondominiumFAIRWAYS/SILVER SPGS SHORES CO

About this home

622 FAIRWAYS CIRCLE UNIT A

Come enjoy the quiet serenity and family friendly neighborhood of Fairways #4 at Silver Springs Shores. Included in the HOA is outside maintenance and grounds, basic cable, outside building insurance, and a nice community pool to relax by on the weekends. Just a short commute to downtown Ocala and the Villages. View this ground floor home that was completely updated in 2023-24 including: Air conditioner (2024), electric hot water tank (2024), roof just re-shingled (March 2026), soft close cabinets and drawers, quartz countertops in the kitchen and both bathrooms, walk in shower in the king size master bedroom, durable wood look ceramic tile flooring throughout, and a wonderful back sun porch and enjoy the large community yard overlooking the 16th hole of the Silver Springs Shores Golf Course that provides perfect backdrops for family photos. All for under 145k! Interested? Schedule a tour today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,072

Sqft

0.01 ac

Lot size

1972

Year built

One

Levels

$135

Per sqft

Inside

FlooringCeramic Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNortheast
ParkingAssigned · Curb Parking
ExteriorSidewalk · Sliding Doors · Storage · Tennis Court(s)

Community & fees

HOA fee$301/mo
Taxes (2024)$1,500/yr
PetsNumber Limit
CommunityClubhouse · Dog Park · Fitness Center · Golf · Park · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,504 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$854
FHA mortgage insurance (est.)$64
Property tax — 2024 actual bill$125
Condo fee — from the listing$301
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,075Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,075
Interest rate6.00%
Loan term

Estimated payment

$1,504/mo

Principal & interest$854
FHA mortgage insurance (est.)$64
Property taxes (actual bill)$125
HOA / condo fee$301
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $145K
$95KedgeAI estimate $106,537 · range $99K$123K$151K

vs edgeAI estimate

+36.1%

$/sqft vs FAIRWAYS/SILVER SPGS SHORES CO

$135 vs $116

Days on market

269 vs 43 typical

Where $135/sqft sits among the 12 homes for sale in FAIRWAYS/SILVER SPGS SHORES CO

3
2
3
2 · this home
1
1
$82–95$95–109$109–123$123–136$136–150$150+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 622 FAIRWAYS CIRCLE UNIT A

Get to know Ocala. See the full Ocala guide →

OCALA 34472 — neighborhood snapshot

Population

34,665

Median age

40.1

Median income

$61,635

Median home value

$185,900

Avg household

2.67

Households w/ children

3,980

For the school run

Marion County School District

HighForest High School★★★★★
ElementaryLegacy Elementary School★★★★★
MiddleLake Weir Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

9 of 12

FAIRWAYS/SILVER SPGS SHORES CO have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% below the OCALA 34472 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $144,999 $5K
Oct 29, 2025Listed at $149,999 · 269 days on market since
1972Built · FAIRWAYS/SILVER SPGS SHORES CO

Reality check

What actually sold near 622 FAIRWAYS CIRCLE UNIT A

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

568 FAIRWAYS CIR UNIT ASold · Jan ’26

$75,000

568 FAIRWAYS CIR UNIT A · same community

2 bd · 1.5 ba · 1,058 sqft · $71/sqft · 4 DOM

586 FAIRWAYS CIRCLE UNIT ASold · Apr ’26

$118,000

586 FAIRWAYS CIRCLE UNIT A · same community

2 bd · 2 ba · 1,100 sqft · $107/sqft · 111 DOM

515 FAIRWAYS LANE UNIT BSold · Jun ’26

$64,000

515 FAIRWAYS LANE UNIT B · same community

2 bd · 2 ba · 1,113 sqft · $58/sqft · 138 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 622 FAIRWAYS CIRCLE UNIT A — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 622 FAIRWAYS CIRCLE UNIT A — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

622 FAIRWAYS CIRCLE UNIT A FAQs

What would the monthly payment be for 622 FAIRWAYS CIRCLE UNIT A?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,504/mo — principal and interest, the actual property-tax bill, the $301/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 622 FAIRWAYS CIRCLE UNIT A?+

The association fee works out to $301 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 622 FAIRWAYS CIRCLE UNIT A?+

The most recent tax bill on record (2024) was $1,500. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 622 FAIRWAYS CIRCLE UNIT A?+

The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $144,999, this home is listed about 52% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 622 FAIRWAYS CIRCLE UNIT A?+

Forest High School (high), Legacy Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the OCALA 34472 market on paper

$144,999 is 31% below the OCALA 34472 median of $210,000, and at $135/sqft it sits under the Ocala average of $204.

02Time on market is leverage

269 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $149,999, now $144,999 — a $5K cut. The full history is in the market section below.

Listing courtesy of NEXT GENERATION REALTY OF MARION COUNTY · Delaney Mellucci. MLS #OM712495.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Ocala homes, in your inbox

Like 622 FAIRWAYS CIRCLE UNIT A but not quite? A daily digest of every new listing in Ocala — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Nicholas to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 25, 2026 at 5:08 PM UTC. The listing information on this page last changed on July 25, 2026 at 5:08 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 25, 2026 at 5:08 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 25, 2026 at 5:08 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

622 FAIRWAYS CIRCLE UNIT A, OCALA, FL — 2 Bed, 2 Bath — $144,999 | CENTURY 21 Edge