7527 SW 97TH TERRACE ROAD, OCALA, FL, 34481
Active265 days on marketListed Nov 16, 2025MLS #OM713631
About this home
7527 SW 97TH TERRACE ROAD
PRICE HAS BEEN LOWERED! READY FOR IMMEDIATE OCCUPANCY! Affordable paradise on the GOLF COURSE, with added woods! In Del Webb Stone Creek! No other home on the market like it with this price, in this beautiful community! With over 2400 sq. ft. living space, 3 bedrooms 3.5 bathrooms, this home is flawless! All you have to do is unpack! All appliances included! Spacious split floor plan, a guest suite and a kitchen that can provide all your culinary needs. Granite counter tops, pull out drawers, cooktop and gourmet oven and microwave. This is what affordable luxury looks like. The architectural design is stunning with standing pillars, chair railing with accented wall design and high ceilings. A comfortably large flex room, great for an office, craft room or a theater room. You will enjoy waking up in the master bedroom to that beautiful golf course view, tons of closet space and sprawling master bathroom with jacuzzi tub. Plantations shutters throughout and fans in every room. Double slider doors in oversized family room that leads to the extended screened lanai where you can enjoy the hot tub and soak in the view! 2020 HVAC System, whole house water softening system and extended garage. Pictures say it all here! This homes beats all competition! Del Webb Stone Creek is the most affordable luxury 55 plus community in Ocala. Swim and play golf year round! Indoor and outdoor heated pools, spas and outdoor jacuzzi. Fitness center, pickleball, softball, shuffle board, community garden, dog parks and more! Make new friends, delight in community live entertainment, two clubhouses. This community is surrounded by lakes and ponds where you can actually go fishing! Have fun golf carting to the community restaurant and enjoy the ability to golfcart outside the community to three different plaza's, go grocery shopping, more restaurant choices and a serene 42 acre park and you didn't have to pull out the car! You'll appreciate the added security of 24/7 guarded gate and just how gorgeous this community is! Call and ask me for the storybook video!
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,604
Sqft
0.22 ac
Lot size
2
Garage
2011
Year built
One
Levels
$217
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,312 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,312/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.6%
$/sqft vs STONE CREEK
$217 vs $207
Days on market
265 vs 52 typical
Where $217/sqft sits among the 30 homes for sale in STONE CREEK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
19 of 30
STONE CREEK have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 146% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 7527 SW 97TH TERRACE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$655,000
9277 SW 70TH LOOP · same community
3 bd · 3 ba · 2,673 sqft · $245/sqft · 66 DOM
Sold · Feb ’26$670,000
6131 SW 86TH CIRCLE · same community
3 bd · 3 ba · 2,483 sqft · $270/sqft · 107 DOM
Sold · Apr ’26$425,000
9443 SW 71ST LOOP · same community
3 bd · 2 ba · 2,413 sqft · $176/sqft · 137 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frantreshia Miller
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7527 SW 97TH TERRACE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7527 SW 97TH TERRACE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7527 SW 97TH TERRACE ROAD FAQs
What would the monthly payment be for 7527 SW 97TH TERRACE ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,312/mo — principal and interest, the actual property-tax bill, the $265/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7527 SW 97TH TERRACE ROAD?+
The association fee works out to $265 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7527 SW 97TH TERRACE ROAD?+
The most recent tax bill on record (2024) was $7,521. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7527 SW 97TH TERRACE ROAD?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $564,950, this home is listed about 89% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7527 SW 97TH TERRACE ROAD?+
Dunnellon High School (high), Dunnellon Elementary School (elementary), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$564,950 runs 146% above the OCALA 34481 median — but at 2,604 sqft it's also 51% larger than the typical Ocala listing.
02Golf Course & Trees/Woods views
The golf course and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
265 days on market against a Ocala median of 52 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $579,950, now $564,950 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Della Lazare. MLS #OM713631.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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