3644 SE 22ND AVENUE, OCALA, FL, 34471
Active262 days on marketListed Nov 19, 2025MLS #OM713787
About this home
3644 SE 22ND AVENUE
Beautiful South East Ocala pool home on 0.99 acres. Rare find for a large priviate lot almost an acre, with an in-town location minutes to downtown Ocala. Charming home with over 2,000 sq ft under air, and total space over 4,000 total SQ feet. This well-maintained 3 bedroom, 2 bath, 2-car garage home features a spacious living room with cathedral ceilings and a wood-burning fireplace, plus a formal dining room with pocket doors. The eat-in kitchen offers a center island, abundant cabinet and counter space, and a built-in desk, along with an additional dining area. The primary suite includes a walk-in closet, jetted corner tub, walk-in tiled shower, and dual-sink vanity. Two guest bedrooms and a guest bath with direct access to the pool lanai provide comfort and convenience. Inside laundry room includes storage cabinets and a utility sink. Outdoor living shines with a screen-enclosed, electric-heated pool featuring multiple seating areas, plus a separate screen-enclosed porch overlooking the fenced backyard. Property offers privacy, mature trees, and ample space for relaxation or entertainment. Move-in ready SE Ocala home close to schools, hospitals, parks, shopping, dining and more.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,070
Sqft
0.99 ac
Lot size
2
Garage
1992
Year built
One
Levels
$213
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,120 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,120/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.5%
$/sqft vs Ocala actives
$213 vs $187
Days on market
262 vs 52 typical
Where $213/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34471 — neighborhood snapshot
Population
26,031
Median age
44.2
Median income
$60,283
Median home value
$292,200
Avg household
2.31
Households w/ children
2,491
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
161 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% above the OCALA 34471 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 3644 SE 22ND AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$349,700
2475 SE 38TH STREET
3 bd · 2 ba · 2,082 sqft · $168/sqft · 94 DOM
Sold · Dec ’25$360,000
2921 SE 38 PLACE
4 bd · 2 ba · 2,132 sqft · $169/sqft · 158 DOM
Sold · Dec ’25$360,000
2921 SE 38 PLACE, Ocala FL 34480
4 bd · 2 ba · 2,132 sqft · $169/sqft · 171 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 3644 SE 22ND AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3644 SE 22ND AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3644 SE 22ND AVENUE FAQs
What would the monthly payment be for 3644 SE 22ND AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,120/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3644 SE 22ND AVENUE?+
The most recent tax bill on record (2024) was $2,104. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $440,000, this home is listed about 47% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3644 SE 22ND AVENUE?+
Eighth Street Elementary School (elementary), Osceola Middle School (middle), Forest High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$440,000 runs 42% above the OCALA 34471 median — but at 2,070 sqft it's also 20% larger than the typical Ocala listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
262 days on market against a Ocala median of 52 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Eighth Street Elementary School, Osceola Middle School, Forest High School — Eighth Street Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $485,000, now $440,000 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLSTARS REALTY · Peggy Pittas. MLS #OM713787.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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