CENTURY 21 Edge
$349,000$368,9993 bd2 ba1,799 sqft$194 /sqft$2,752 /mo all-in ↓

2839 NE 43RD ROAD, OCALA, FL, 34470

Active240 days on marketListed Dec 5, 2025MLS #OM714366

Reduced $20KSingle Family ResidenceOAK HILL PLANTATION

About this home

2839 NE 43RD ROAD

Designed with attention to detail and upgraded beyond builder-basic finishes, this 3-bedroom, 2-bath home delivers standout style and comfort in a growing community. Built in 2022 and thoughtfully customized, the home features an open, split-bedroom floor plan that creates a great blend of space and privacy throughout. Luxury vinyl plank flooring runs throughout the home and upgraded lighting fixtures elevate each space. The living area is light and bright with a spacious layout and a luxurious tray ceiling that brings the room to the next level. The kitchen is fully outfitted with upgraded granite countertops, extensive cabinet storage, stainless steel appliances, and a large center island with breakfast bar, while the adjacent dining area offers easy access to the covered patio. In the primary suite, custom touches continue with a tray ceiling, upgraded fan fixture, and a huge walk-in closet. The private en-suite bath showcases dual sinks set in granite and a fully tiled walk-in shower with rain-style shower head. Secondary bedrooms are generously sized with stylish ceiling fans and large closets, and the guest bath also features granite, upgraded lighting, and modern tile finishes. Additional upgrades include a full laundry room with wash sink, wide baseboards, and modern hardware throughout. Sliding glass doors lead to a private backyard and covered patio with built-in ceiling fan, perfect for enjoying Florida evenings. The two-car garage includes an automatic opener and ample space. Located within the peaceful community of Oak Hill Plantation, this home features low HOA fees and underground utilities that keep the area beautiful without obstruction. Just minutes away Downtown Ocala and around the corner from the Appleton Museum of Art, this home is the perfect option for those looking to experience all of Ocala’s exciting dining, shopping, and entertainment opportunities. Offering more than just standard builder features, this home delivers quality upgrades and thoughtful design in a location close to shopping, dining, and commuter routes! Don't miss out– schedule your showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,799

Sqft

0.26 ac

Lot size

2

Garage

2022

Year built

One

Levels

$194

Per sqft

Pets allowed

Inside

FlooringLaminate
AppliancesConvection Oven · Dishwasher · Disposal · Microwave · Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Split Bedroom · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionConcrete
FoundationSlab
FacesWest
ExteriorSliding Doors

Community & fees

HOA fee$34/mo
Taxes (2025)$4,185/yr
PetsYes
CommunityPlayground · Sidewalks

Utilities & systems

UtilitiesCable Available · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,752 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,055
FHA mortgage insurance (est.)$154
Property tax — 2025 actual bill$349
HOA fee — from the listing$34
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,215Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,215
Interest rate6.00%
Loan term

Estimated payment

$2,752/mo

Principal & interest$2,055
FHA mortgage insurance (est.)$154
Property taxes (actual bill)$349
HOA / condo fee$34
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $349K
$274KedgeAI estimate $286,475 · range $285K$292K$363K

vs edgeAI estimate

+21.8%

$/sqft vs Ocala actives

$194 vs $184

Days on market

240 vs 43 typical

Where $194/sqft sits among the 400 Ocala actives

135
162 · this home
56
15
6
26
$127–170$170–212$212–255$255–298$298–341$341+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 2839 NE 43RD ROAD

Get to know Ocala. See the full Ocala guide →

OCALA 34470 — neighborhood snapshot

Population

21,521

Median age

40.1

Median income

$49,592

Median home value

$171,500

Avg household

2.29

Households w/ children

2,267

For the school run

Marion County School District

ElementaryWard-Highlands Elementary School★★★★
MiddleFort King Middle School★★★★
HighVanguard High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

146 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 59% above the OCALA 34470 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $349,000 $20K
Dec 5, 2025Listed at $368,999 · 240 days on market since
2022Built · OAK HILL PLANTATION

Reality check

What actually sold near 2839 NE 43RD ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3203 NE 46TH AVENUESold · Nov ’25

$290,500

3203 NE 46TH AVENUE · same community

3 bd · 2 ba · 1,720 sqft · $169/sqft · 140 DOM

4373 NE 31ST STREETSold · Mar ’26

$284,000

4373 NE 31ST STREET · same community

4 bd · 2 ba · 1,639 sqft · $173/sqft · 16 DOM

3143 NE 46TH AVENUESold · Nov ’25

$289,450

3143 NE 46TH AVENUE · same community

4 bd · 2 ba · 1,635 sqft · $177/sqft · 142 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Yumiko Sugawara

Your agent

Yumiko Sugawara

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2839 NE 43RD ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2839 NE 43RD ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2839 NE 43RD ROAD FAQs

What would the monthly payment be for 2839 NE 43RD ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,752/mo — principal and interest, the actual property-tax bill, the $34/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2839 NE 43RD ROAD?+

The association fee works out to $34 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2839 NE 43RD ROAD?+

The most recent tax bill on record (2025) was $4,185. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2839 NE 43RD ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $349,000, this home is listed about 17% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2839 NE 43RD ROAD?+

Ward-Highlands Elementary School (elementary), Fort King Middle School (middle), Vanguard High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$349,000 runs 59% above the OCALA 34470 median.

02Time on market is leverage

240 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Ward-Highlands Elementary School, Fort King Middle School, Vanguard High School — Ward-Highlands Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $368,999, now $349,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of SHOWCASE PROPERTIES OF CENTRAL · Samantha Dailey. MLS #OM714366.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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