3489 CAMBRIA CIRCLE, THE VILLAGES, FL, 32162
Active233 days on marketListed Dec 19, 2025MLS #OM715408
About this home
3489 CAMBRIA CIRCLE
Fully furnished, long term rental in The Villages. 2 bed, 2 bath home with oversized one-car garage. Newly installed carpet in living area and bedrooms. Screened patio in front of home with additional patio area on the side of the home. Inside laundry area. Lawn care and pest control included.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,188
Sqft
0.08 ac
Lot size
1
Garage
2003
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs The Villages actives
$1 vs $255
Days on market
233 vs 52 typical
Where $1/sqft sits among the 400 The Villages actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Villages
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know The Villages. See the full The Villages guide →
THE VILLAGES 32162 — neighborhood snapshot
Population
54,019
Median age
74.2
Median income
$73,927
Median home value
$358,100
Avg household
1.72
Households w/ children
135
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The The Villages market
$365K → $340K
The Villages median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
218 of 400
The Villages actives have cut their price
Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the THE VILLAGES 32162 median. See the full The Villages market guide →
Paper trail
This home's history
Reality check
What actually sold near 3489 CAMBRIA CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$255,000
672 RICHLAND ROAD
2 bd · 2 ba · 1,188 sqft · $215/sqft · 60 DOM
Sold · Oct ’25$355,000
680 SHERWOOD STREET
2 bd · 2 ba · 1,182 sqft · $300/sqft · 8 DOM
Sold · Jul ’26$370,000
661 SHERWOOD STREET
2 bd · 2 ba · 1,182 sqft · $313/sqft · 61 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 3489 CAMBRIA CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3489 CAMBRIA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3489 CAMBRIA CIRCLE FAQs
What would the monthly payment be for 3489 CAMBRIA CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3489 CAMBRIA CIRCLE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in The Villages?+
At $1,745, this home is listed about 100% below the The Villages median of $394,950. The market section on this page shows how the area is trending.
Which schools are assigned to 3489 CAMBRIA CIRCLE?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the THE VILLAGES 32162 market on paper
$1,745 is 100% below the THE VILLAGES 32162 median of $349,950, and at $1/sqft it sits under the The Villages average of $271.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
233 days on market against a The Villages median of 52 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,795, now $1,745 — a $50 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PREMIER REALTY · Dale Jackson. MLS #OM715408.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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