CENTURY 21 Edge
$899,900$950,0003 bd2 ba2,060 sqft$437 /sqft$5,951 /mo all-in ↓

12501 N US HIGHWAY 27, OCALA, FL, 34482

Active206 days on marketListed Jan 13, 2026MLS #OM716524

Reduced $50KPrivate poolFarmASHLEY OAKS

About this home

12501 N US HIGHWAY 27

Beautifully maintained 3-bedroom, 2-bath pool home situated on 3 fully fenced acres in the heart of Ocala’s Horse Country. Ideally located just 9 minutes from the World Equestrian Center and only 3 minutes from HITS, this property offers the perfect blend of privacy, convenience, and equestrian-friendly living. Surrounded by majestic oak trees and open pasture, the home features a comfortable and functional layout with modern amenities, a spacious kitchen, and inviting living areas ideal for everyday living or hosting guests. Master Bathroom is a beautiful spa with double sinks, Soaking Tub and Walk in shower. The stunning tongue and groove ceiling in the main living area adds warmth to the home. The chefs kitchen comes complete with stone counter tops and stainless steel appliances. Step outside to enjoy your own private pool, perfect for relaxing after a day at the shows, and a peaceful outdoor setting ideal for entertaining or unwinding. The property includes a barn and paddock, making it ideal for equestrian use or hobby farming. Ample parking is available for vehicles, trailers, and equipment, adding to the functionality of this exceptional property. Whether you are looking for a full-time residence, seasonal escape, or investment opportunity in Ocala’s highly desirable equestrian corridor, this charming property delivers comfort, functionality, and an unbeatable location.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,060

Sqft

3.03 ac

Lot size

2

Garage

2018

Year built

One

Levels

$437

Per sqft

Private poolNegotiable

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Skylight(s) · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ExteriorFire Pit · Lighting

Community & fees

Taxes (2025)$7,175/yr

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,951 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,856
PMI (est., until 20% equity)$337
Property tax — 2025 actual bill$598
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $89,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $89,990
Interest rate6.00%
Loan term

Estimated payment

$5,951/mo

Principal & interest$4,856
PMI (est., until 20% equity)$337
Property taxes (actual bill)$598
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Ocala actives

$437 vs $187

Days on market

206 vs 50 typical

Where $437/sqft sits among the 400 Ocala actives

164
163
35
7
10
21 · this home
$126–178$178–229$229–281$281–333$333–385$385+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 12501 N US HIGHWAY 27

Get to know Ocala. See the full Ocala guide →

OCALA 34482 — neighborhood snapshot

Population

21,824

Median age

52.1

Median income

$71,449

Median home value

$247,600

Avg household

2.28

Households w/ children

1,486

For the school run

Marion County School District

HighWest Port High School★★★★★
ElementaryCollege Park Elementary School★★★★
MiddleHoward Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

163 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 246% above the OCALA 34482 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $899,900 $50K
Jan 13, 2026Listed at $950,000 · 206 days on market since
2018Built · ASHLEY OAKS

Reality check

What actually sold near 12501 N US HIGHWAY 27

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1902 ASHLEY OAKS COURTSold · Apr ’26

$345,000

1902 ASHLEY OAKS COURT · same community

3 bd · 2 ba · 1,704 sqft · $202/sqft · 79 DOM

4813 JEANETTE COURTSold · May ’26

$375,000

4813 JEANETTE COURT · same community

4 bd · 2 ba · 1,654 sqft · $227/sqft · 5 DOM

3263 WOODBERRY LANE LOT 15Sold · Nov ’25

$395,000

3263 WOODBERRY LANE LOT 15 · same community

3 bd · 2 ba · 1,548 sqft · $255/sqft · 138 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arlinda Gokyar

Your agent

Arlinda Gokyar

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12501 N US HIGHWAY 27 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12501 N US HIGHWAY 27 — before you fall in love.

See it in person

Schedule a tour

Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

12501 N US HIGHWAY 27 FAQs

What would the monthly payment be for 12501 N US HIGHWAY 27?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,951/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 12501 N US HIGHWAY 27?+

The most recent tax bill on record (2025) was $7,175. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ocala?+

At $899,900, this home is listed about 201% above the Ocala median of $298,939. The market section on this page shows how the area is trending.

Which schools are assigned to 12501 N US HIGHWAY 27?+

West Port High School (high), College Park Elementary School (elementary), Howard Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$899,900 runs 246% above the OCALA 34482 median — but at 2,060 sqft it's also 20% larger than the typical Ocala listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

206 days on market against a Ocala median of 50 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $950,000, now $899,900 — a $50K cut. The full history is in the market section below.

Listing courtesy of OAK & SAGE REALTY LLC · Cynthia Wojciechowski. MLS #OM716524.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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