5245 NW 21ST LOOP, OCALA, FL, 34482
Active178 days on marketListed Jan 27, 2026MLS #OM717490
About this home
5245 NW 21ST LOOP
You can't find a better view when entering this welcoming home in the 55+ gated golf community of Ocala Palms. This home features 3 bedrooms 2 baths with 1719 sqft of living (new roof 2023) and a spacious enclosed back porch with glass windows looking down the 8th fairway. When entering the home you step into foyer / living room with beautiful wood flooring and great natural light from the triple sliding glass doors. There is a dining room off the living room which features a large arched window and wood floors. The kitchen has ample space for any chef with plenty of counter space. The middle island can be moved to any location in the kitchen for when you need more space for entertaining friends and family. The kitchen also has sliding glass doors to the enclosed back porch. The sizable master bedroom features 2 walk-in closets and en suite master bath which has dual sinks, soaker tub and separate shower. The home is a split plan featuring 2 nice sized guest rooms and second bathroom with walk-in shower. The inside laundry is off the kitchen area leading out to the oversized two car garage. And for the gardeners the enormous 45 foot long enclosed porch features a rock garden at one end while you enjoying your morning coffee, entertaining or enjoying the sunset at the other. Call today for your private showing
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,719
Sqft
0.2 ac
Lot size
2
Garage
1997
Year built
One
Levels
$165
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,429 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,429/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.7%
$/sqft vs Ocala actives
$165 vs $181
Days on market
178 vs 43 typical
Where $165/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34482 — neighborhood snapshot
Population
21,824
Median age
52.1
Median income
$71,449
Median home value
$247,600
Avg household
2.28
Households w/ children
1,486
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
155 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the OCALA 34482 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 5245 NW 21ST LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$267,000
5076 NW 21ST LOOP · same community
3 bd · 2 ba · 1,704 sqft · $157/sqft · 84 DOM
Sold · Feb ’26$315,000
5291 NW 20 PLACE · same community
3 bd · 2 ba · 1,758 sqft · $179/sqft · 278 DOM
Sold · Jul ’26$215,000
2100 NW 50TH CIRCLE · same community
2 bd · 2 ba · 1,669 sqft · $129/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5245 NW 21ST LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5245 NW 21ST LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5245 NW 21ST LOOP FAQs
What would the monthly payment be for 5245 NW 21ST LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,429/mo — principal and interest, the actual property-tax bill, the $286/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5245 NW 21ST LOOP?+
The association fee works out to $286 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5245 NW 21ST LOOP?+
The most recent tax bill on record (2025) was $2,221. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5245 NW 21ST LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $284,000, this home is listed about 5% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5245 NW 21ST LOOP?+
West Port High School (high), College Park Elementary School (elementary), Howard Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$284,000 runs 11% above the OCALA 34482 median.
02Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
178 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $294,000, now $284,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of OCALA HOMES AND FARMS · Robin Hershe. MLS #OM717490.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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