1303 NE 23RD AVENUE, OCALA, FL, 34470
Active153 days on marketListed Mar 6, 2026MLS #OM720139
About this home
1303 NE 23RD AVENUE
Under Construction. This is an incredible find! 4 bedroom 3 bath brand new never lived in home inside the city of Ocala. This has some of the finest materials you will find in an available home. This home features 10 ft ceilings throughout. Huge great room with triple sliders to lanai, that opens up to the kitchen which as solid wood cabinets full to ceiling with soft close hinges and doors, quartz counter-tops and undermount sinks, upgraded fixtures and lights. Master suite with separate tub and shower and water closet. Walk-in closet with tons of built-ins. 4th bedroom could be a guest suite or perfect for older child. Home has indoor utility room with built-in a full walk in pantry and oversized garage. Huge lanai pre-plumbed for an outdoor kitchen, in wall pest system, garage door opener, upgraded water heater and A/C system. This house is a cut above what you will see when you go into other new homes. This is a winner!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,083
Sqft
0.41 ac
Lot size
2
Garage
2026
Year built
One
Levels
$230
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,225 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,225/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+49.5%
$/sqft vs Ocala actives
$230 vs $187
Days on market
153 vs 49 typical
Where $230/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34470 — neighborhood snapshot
Population
21,521
Median age
40.1
Median income
$49,592
Median home value
$171,500
Avg household
2.29
Households w/ children
2,267
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
163 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 129% above the OCALA 34470 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 1303 NE 23RD AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$350,000
620 NE 21ST
4 bd · 2.5 ba · 2,077 sqft · $169/sqft · 14 DOM
Sold · Sep ’25$294,900
410 SE 29TH TERRACE
3 bd · 2 ba · 2,076 sqft · $142/sqft · 5 DOM
Sold · Feb ’26$265,000
2529 NE 6TH STREET
3 bd · 2 ba · 2,032 sqft · $130/sqft · 90 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krystina Allen
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1303 NE 23RD AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1303 NE 23RD AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1303 NE 23RD AVENUE FAQs
What would the monthly payment be for 1303 NE 23RD AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,225/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1303 NE 23RD AVENUE?+
The most recent tax bill on record (2025) was $330. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $479,900, this home is listed about 61% above the Ocala median of $298,819. The market section on this page shows how the area is trending.
Which schools are assigned to 1303 NE 23RD AVENUE?+
Ward-Highlands Elementary School (elementary), Fort King Middle School (middle), Vanguard High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$479,900 runs 129% above the OCALA 34470 median — but at 2,083 sqft it's also 21% larger than the typical Ocala listing.
02Time on market is leverage
153 days on market against a Ocala median of 49 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Ward-Highlands Elementary School, Fort King Middle School, Vanguard High School — Ward-Highlands Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $499,500, now $479,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER ELLISON REALTY O · P.H. Culver. MLS #OM720139.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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