
11055 SW 77TH COURT, OCALA, FL, 34476
Active145 days on marketListed Mar 18, 2026MLS #OM720882
About this home
11055 SW 77TH COURT
One or more photo(s) has been virtually staged. If you’ve been dreaming about a beautiful home where life feels a little easier, a little brighter, and a lot more comfortable—this might be the one. Tucked inside the welcoming 55+ Palm Cay community, this home has the kind of space and layout that just works. With nearly 2,000 square feet, the split floor plan gives everyone their own corner of peace while still bringing occupants together in all the right places. When you walk in, the first thing you notice is how open and airy it feels. The cathedral ceilings lift the living and dining areas, filling them with natural light and giving the whole home an easy, relaxed vibe. It’s the kind of space where you can host the holidays—or just enjoy a quiet morning coffee. The kitchen is both cheerful and practical, with bright cabinetry, plenty of counter space, and a sun tunnel skylight that keeps things naturally lit throughout the day. Whether you’re cooking for yourself or a house full of guests, it’s set up to make life simple. But the real heart of the home might just be the oversized Florida room. Stretching 12’ by 23’, it’s filled with sunlight and looks out onto a fenced backyard—perfect for reading, crafting, entertaining, or just unwinding at the end of the day. It’s the kind of bonus space buyers are always searching for. The primary suite is spacious and private, with a large walk-in closet and an updated en suite bathroom featuring a beautifully tiled step-in shower. On the opposite side of the home, two additional bedrooms for flexibility—ideal for visiting family, a home office, hobby space, or even a multi-generational setup. And the big things? Already handled. A new roof (2023), newer A/C (2019), irrigation system, and a Rheem water softener, and a 200 AMP electrical service. You’ll also love the oversized two-car garage (great for storage or projects) and the convenience of an indoor laundry room. Living in Palm Cay means more than just owning a home—it’s about being part of a community. With a 24-hour guarded gate and amenities like a clubhouse, pool, tennis courts, and regular social events, there’s always something to do and neighbors to connect with. If you’re looking for a home that offers space, flexibility, and a true sense of community—without stretching your budget—this one is worth a closer look. Furnishings are available for purchase with the home, offering a convenient, move-in-ready option for buyers. Select pieces have been thoughtfully chosen to complement the space and enhance its style and functionality. This is a great opportunity to enjoy a seamless transition and avoid the hassle of furnishing from scratch. Inquire for details on available items and pricing. *One or more photos have been digitally enhanced for staging purposes.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,958
Sqft
0.23 ac
Lot size
2
Garage
1991
Year built
One
Levels
$132
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,228 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,228/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.2%
$/sqft vs Ocala actives
$132 vs $187
Days on market
145 vs 53 typical
Where $132/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34476 — neighborhood snapshot
Population
26,397
Median age
56.1
Median income
$65,429
Median home value
$260,300
Avg household
2.21
Households w/ children
2,252
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
172 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the OCALA 34476 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 11055 SW 77TH COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$210,000
10785 SW 78TH AVENUE · same community
3 bd · 2 ba · 1,646 sqft · $128/sqft · 117 DOM
Sold · Feb ’26$145,000
10881 SW 79TH TERRACE · same community
2 bd · 2 ba · 1,112 sqft · $130/sqft · 4 DOM
Sold · May ’26$174,500
11264 SW 77TH COURT · same community
2 bd · 2 ba · 936 sqft · $186/sqft · 157 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 11055 SW 77TH COURT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11055 SW 77TH COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
11055 SW 77TH COURT FAQs
What would the monthly payment be for 11055 SW 77TH COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,228/mo — principal and interest, the actual property-tax bill, the $124/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11055 SW 77TH COURT?+
The association fee works out to $124 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11055 SW 77TH COURT?+
The most recent tax bill on record (2025) was $3,651. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11055 SW 77TH COURT?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $259,000, this home is listed about 13% below the Ocala median of $298,888. The market section on this page shows how the area is trending.
Which schools are assigned to 11055 SW 77TH COURT?+
Liberty Middle School (middle), Marion Oaks Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CB/ELLISON RLTY WEST · Cynthia Desmarais. MLS #OM720882.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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