CENTURY 21 Edge
$175,000$185,0002 bd2 ba1,110 sqft$158 /sqft$1,469 /mo all-in ↓

11087 SW 77TH COURT, OCALA, FL, 34476

Active132 days on marketListed Mar 31, 2026MLS #OM721866

Priced 39% below the OCALA 34476 medianReduced $10KSingle Family ResidencePALM CAY UN 02 & REPLAT/TRACTS

About this home

11087 SW 77TH COURT

Welcome to easy, active living in this desirable 55+ community! Enjoy resort-style amenities including a sparkling pool, clubhouse, and tennis/pickleball courts—perfect for staying social and active year-round. This beautifully maintained 2-bedroom, 2-bath home offers both comfort and functionality. The updated kitchen features modern finishes and ample space for cooking and entertaining. A large laundry room adds convenience and extra storage. The spacious family room is filled with natural light and overlooks a private, fenced backyard lined with lush privacy bushes with a retention pond to the right of home -your own peaceful retreat. Step outside to the covered open patio, ideal for relaxing with your morning coffee or unwinding in the evening. This home combines low-maintenance living with inviting indoor and outdoor spaces—don’t miss your opportunity to enjoy the lifestyle you’ve been waiting for! Move in ready and quick closing possible. Roof 2015 and A/C 2010

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,110

Sqft

0.23 ac

Lot size

1

Garage

1992

Year built

One

Levels

$158

Per sqft

Negotiable55+ community

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Primary Bedroom Main Floor
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationSlab
FacesSouthwest
ExteriorIrrigation System · Private Mailbox · Private Yard · Rain Gutters

Community & fees

HOA fee$124/mo
Taxes (2025)$930/yr
PetsSize Limit
CommunityBuyer Approval Required · Clubhouse · Fitness Center · Gated Community - Guard · Golf Carts OK · Pool · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,469 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,030
FHA mortgage insurance (est.)$77
Property tax — 2025 actual bill$78
HOA fee — from the listing$124
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,125Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,125
Interest rate6.00%
Loan term

Estimated payment

$1,469/mo

Principal & interest$1,030
FHA mortgage insurance (est.)$77
Property taxes (actual bill)$78
HOA / condo fee$124
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $175K
$163KedgeAI estimate $175,915 · range $170K$181K$188K

vs edgeAI estimate

−0.5%

$/sqft vs Ocala actives

$158 vs $187

Days on market

132 vs 53 typical

Where $158/sqft sits among the 400 Ocala actives

180 · this home
150
32
8
9
21
$127–182$182–237$237–291$291–346$346–401$401+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 11087 SW 77TH COURT

Get to know Ocala. See the full Ocala guide →

OCALA 34476 — neighborhood snapshot

Population

26,397

Median age

56.1

Median income

$65,429

Median home value

$260,300

Avg household

2.21

Households w/ children

2,252

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
ElementaryMarion Oaks Elementary School★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

171 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 39% below the OCALA 34476 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $175,000 $10K
Mar 31, 2026Listed at $185,000 · 132 days on market since
1992Built · PALM CAY UN 02 & REPLAT/TRACTS

Reality check

What actually sold near 11087 SW 77TH COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10881 SW 79TH TERRACESold · Feb ’26

$145,000

10881 SW 79TH TERRACE · same community

2 bd · 2 ba · 1,112 sqft · $130/sqft · 4 DOM

11264 SW 77TH COURTSold · May ’26

$174,500

11264 SW 77TH COURT · same community

2 bd · 2 ba · 936 sqft · $186/sqft · 157 DOM

7579 SW 108TH PLACESold · Mar ’26

$195,000

7579 SW 108TH PLACE · same community

2 bd · 2 ba · 912 sqft · $214/sqft · 130 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kamilla Pagotto

Your agent

Kamilla Pagotto

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 11087 SW 77TH COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11087 SW 77TH COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

11087 SW 77TH COURT FAQs

What would the monthly payment be for 11087 SW 77TH COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,469/mo — principal and interest, the actual property-tax bill, the $124/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 11087 SW 77TH COURT?+

The association fee works out to $124 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 11087 SW 77TH COURT?+

The most recent tax bill on record (2025) was $930. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11087 SW 77TH COURT?+

The listing reports pets: Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $175,000, this home is listed about 41% below the Ocala median of $298,888. The market section on this page shows how the area is trending.

Which schools are assigned to 11087 SW 77TH COURT?+

Liberty Middle School (middle), Marion Oaks Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the OCALA 34476 market on paper

$175,000 is 39% below the OCALA 34476 median of $287,990, and at $158/sqft it sits under the Ocala average of $206.

02Time on market is leverage

132 days on market against a Ocala median of 53 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $185,000, now $175,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of BUCKNER HOMES REALTY INC · Rhonda Buckner. MLS #OM721866.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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