4319 NW 4TH CIRCLE, OCALA, FL, 34475
Active120 days on marketListed Apr 8, 2026MLS #OM722347
About this home
4319 NW 4TH CIRCLE
Virtually Staged. Welcome to a home that effortlessly blends comfort, space, and everyday elegance—nestled within a desirable gated of Evergreen Estates community in Ocala. From the moment you arrive, the inviting covered front porch and beautifully maintained exterior set the tone for what awaits inside. Step through the front door and experience soaring vaulted ceilings that immediately create a sense of openness and light. The layout flows seamlessly, offering both defined spaces and open-concept living perfect for both quiet evenings and lively gatherings. Just beyond the entry, a versatile space greets you, ideal for a formal sitting area, home office, or creative flex room tailored to your lifestyle. The heart of the home is the expansive living area, where natural light pours in and the ceiling height enhances the airy feel. This space effortlessly connects to the kitchen, where a functional layout, ample cabinetry, and a wraparound counter create the perfect opportunity for bar-style seating; imagine adding stylish bar stools for casual dining or entertaining guests while cooking. Enjoy meals in the formal dining room for special occasions or start your mornings in the cozy breakfast nook, perfectly positioned to capture peaceful views and natural light. Just beyond, the screened-in lanai invites you to unwind—whether it’s morning coffee, evening relaxation, or hosting friends in a private outdoor setting. The primary suite is privately positioned and includes a spacious layout with dual vanities and a well-sized closet. Two additional bedrooms and a full bathroom are located on the opposite side of the home, creating a desirable split floor plan. Recent updates include a new roof replaced in 2023 and appliances approximately 3 years old. With its thoughtful layout, high ceilings, indoor-outdoor living, and inviting atmosphere, this home offers the perfect balance of functionality and charm ready for its next chapter.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,113
Sqft
0.34 ac
Lot size
2
Garage
2006
Year built
One
Levels
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,910 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,910/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.6%
$/sqft vs Ocala actives
$175 vs $187
Days on market
120 vs 49 typical
Where $175/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34475 — neighborhood snapshot
Population
14,812
Median age
36.1
Median income
$33,515
Median home value
$170,300
Avg household
2.65
Households w/ children
1,649
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
162 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the OCALA 34475 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 4319 NW 4TH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$377,000
4743 NW 11TH COURT · same community
3 bd · 2 ba · 2,131 sqft · $177/sqft · 133 DOM
Sold · Mar ’26$400,000
4810 NW 11TH COURT · same community
3 bd · 2 ba · 2,164 sqft · $185/sqft · 322 DOM
Sold · Jan ’26$360,000
891 NW 44TH STREET ROAD · same community
4 bd · 2 ba · 2,183 sqft · $165/sqft · 115 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 4319 NW 4TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4319 NW 4TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4319 NW 4TH CIRCLE FAQs
What would the monthly payment be for 4319 NW 4TH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,910/mo — principal and interest, the actual property-tax bill, the $43/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4319 NW 4TH CIRCLE?+
The association fee works out to $43 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4319 NW 4TH CIRCLE?+
The most recent tax bill on record (2025) was $4,455. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4319 NW 4TH CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $369,000, this home is listed about 23% above the Ocala median of $298,939. The market section on this page shows how the area is trending.
Which schools are assigned to 4319 NW 4TH CIRCLE?+
Vanguard High School (high), Howard Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$369,000 runs 25% above the OCALA 34475 median — but at 2,113 sqft it's also 23% larger than the typical Ocala listing.
02Time on market is leverage
120 days on market against a Ocala median of 49 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $400,000, now $369,000 — a $31K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of NEXTHOME PROFESSIONAL REALTY · Latoya Wright. MLS #OM722347.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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