CENTURY 21 Edge
$359,000$379,0003 bd2 ba1,404 sqft$256 /sqft$2,944 /mo all-in ↓

1982 SOMERSET AVENUE, THE VILLAGES, FL, 32162

Active124 days on marketListed Apr 11, 2026MLS #OM722473

Reduced $20KSingle Family ResidenceTHE VILLAGES

Come see it

Upcoming open house

Sat, Aug 15

11:00 AM – 1:00 PM

NEW ROOF, WATER HEATER AND 3 WINDOWS in 2025, HVAC 2022, BOND PAID IN FULL! Your dream retirement awaits in THE VILLAGES, FLORIDA and best of all, there is NO BOND! Welcome to a stunning 3 Bedroom, 2 Bath home ideally positioned on a spacious corner lot in the highly desirable VILLAGE OF WINIFRED. Includes electric golf cart!

About this home

1982 SOMERSET AVENUE

NEW ROOF AND WATER HEATER 2025, HVAC 2022, BOND PAID IN FULL! Your dream retirement awaits in THE VILLAGES, FLORIDA and best of all, there is NO BOND! Welcome to a stunning 3 Bedroom, 2 Bath home ideally positioned on a spacious corner lot in the highly desirable VILLAGE OF WINIFRED, where the lifestyle is as impressive as the home itself. This vibrant golf cart community invites you to enjoy mornings by the pool, afternoons on championship or executive golf courses, and evenings filled with live entertainment at the town squares, all just a short golf cart ride from your front door. With recreation centers, exceptional dining, and endless shopping and activities nearby, every day feels like a vacation. Step inside and you’ll immediately appreciate the elegance and comfort this home offers. Gleaming HARDWOOD Floors flow beautifully throughout the main living areas, complemented by TILE in the wet areas and plush carpeting in the guest bedrooms. CROWN MOLDING THROUGHOUT HOME, while a newer HVAC system installed in (2022) ensures year round comfort. Major updates provide peace of mind, including NEW ROOF (2025) and NEW WATER HEATER (2025). Inside laundry room. Outside, the professionally landscaped yard creates a private, tranquil setting, enhanced by a lush PRIVACY HEDGE in the rear. Whether you’re relaxing or entertaining, you’ll love the SCREENED LANAI with BRICK PAVERS and the charming patio featuring a PERGOLA perfect for enjoying Florida’s beautiful weather. To make your move even easier, the FURNITURE and GOLF CART with newer batteries and a drip system are included allowing you to start living the lifestyle you’ve been dreaming of. Opportunities like this don’t come along often. Come experience the energy, convenience, and excitement of life in The Villages, Florida! Schedule your private showing today before this exceptional home is gone. (Please be sure to look at the Matterport walk through under Tour 2.)

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,404

Sqft

0.16 ac

Lot size

2

Garage

2004

Year built

One

Levels

$256

Per sqft

Negotiable55+ communityPets allowed

Inside

FlooringCeramic Tile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · Living Room/Dining Room Combo · Open Floorplan · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Natural Gas · Heat Pump
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorthwest
ExteriorIrrigation System

Community & fees

HOA fee$205/mo
Taxes (2025)$3,676/yr
PetsCats OK, Dogs OK, Yes
CommunityLake · Community Mailbox · Deed Restrictions · Gated Community - Guard · Golf Carts OK · Golf · Park · Pool · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Public · Sewer Connected · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,944 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,113
FHA mortgage insurance (est.)$159
Property tax — 2025 actual bill$306
HOA fee — from the listing$205
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,565Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,565
Interest rate6.00%
Loan term

Estimated payment

$2,944/mo

Principal & interest$2,113
FHA mortgage insurance (est.)$159
Property taxes (actual bill)$306
HOA / condo fee$205
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $359K
$314KedgeAI estimate $335,882 · range $327K$349K$373K

vs edgeAI estimate

+6.9%

$/sqft vs THE VILLAGES

$256 vs $252

Days on market

124 vs 53 typical

Where $256/sqft sits among the 221 homes for sale in THE VILLAGES

57
69 · this home
47
18
13
17
$198–229$229–261$261–293$293–324$324–356$356+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Villages

Map of 1982 SOMERSET AVENUE

Drive times from this address

Downtown Orlando63 min
Universal Orlando66 min
Walt Disney World74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know The Villages. See the full The Villages guide →

THE VILLAGES 32162 — neighborhood snapshot

Population

54,019

Median age

74.2

Median income

$73,927

Median home value

$358,100

Avg household

1.72

Households w/ children

135

For the school run

Sumter County School District

ElementaryWildwood Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The The Villages market

Seller’s marketSeller’s market2.5 months of inventoryBuyer’s market

$365K$341K

The Villages median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

122 of 221

THE VILLAGES have cut their price

Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3% above the THE VILLAGES 32162 median. See the full The Villages market guide →

Paper trail

This home's history

CurrentPrice reduced to $359,000 $20K
Apr 11, 2026Listed at $379,000 · 124 days on market since
2004Built · THE VILLAGES

Reality check

What actually sold near 1982 SOMERSET AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2053 DUVAL COURTSold · Dec ’25

$335,000

2053 DUVAL COURT · same community

3 bd · 2 ba · 1,397 sqft · $240/sqft · 21 DOM

939 LIVINGSTON LOOPSold · Dec ’25

$325,000

939 LIVINGSTON LOOP · same community

3 bd · 2 ba · 1,392 sqft · $233/sqft · 33 DOM

612 LISBON LANESold · Dec ’25

$339,250

612 LISBON LANE · same community

2 bd · 2 ba · 1,383 sqft · $245/sqft · 163 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 1982 SOMERSET AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1982 SOMERSET AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1982 SOMERSET AVENUE FAQs

What would the monthly payment be for 1982 SOMERSET AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,944/mo — principal and interest, the actual property-tax bill, the $205/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1982 SOMERSET AVENUE?+

The association fee works out to $205 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1982 SOMERSET AVENUE?+

The most recent tax bill on record (2025) was $3,676. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1982 SOMERSET AVENUE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in The Villages?+

At $359,000, this home is listed about 7% below the The Villages median of $384,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1982 SOMERSET AVENUE?+

Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS CORNERSTONE RE · Cindy Schutte. MLS #OM722473.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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