16781 SW 20TH COURT RD, OCALA, FL, 34473
Active183 days on marketListed Apr 12, 2026MLS #OM722638
About this home
16781 SW 20TH COURT RD
READY TO MOVE IN! One or more photo(s) have been virtually staged. Welcome to the Bimini X, a thoughtfully designed 3-bedroom, 2-bathroom home with a 2-car garage and a spacious open-concept floor plan. Tall ceilings, numerous windows, and an 8-foot sliding glass door create a bright and inviting living environment. The main living area features a generous great room with a dedicated dining area that flows into the kitchen. The kitchen offers quartz countertops, solid wood cabinetry with soft-close doors and drawers, upgraded hardware, a large center island, and a convenient walk-in pantry. The laundry room is located just off the kitchen for added convenience. The primary suite provides a comfortable retreat with a spacious walk-in closet and an en-suite bathroom featuring dual sinks, raised-height vanities and toilets, a tiled walk-in shower, and a private water closet. Two additional bedrooms share a Jack-and-Jill bathroom with a tub/shower combination and dual vanities. Additional features include solid-surface flooring throughout, a covered front porch, and an extra-large covered rear lanai, providing additional outdoor living space to enjoy the Florida lifestyle. BUILDER INCENTIVE: Builder will contribute up to $20,000 toward eligible buyer closing costs, prepaids, and/or a mortgage rate buy-down when using a Preferred Lender, subject to builder, lender, loan program, and transaction terms and conditions. This move-in-ready Bimini X offers a functional layout, modern finishes, and desirable indoor and outdoor living spaces. Please check in at the model home located at 5069 SW 109th Loop, just off SW 49th Avenue in Ocala Waterways.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,681
Sqft
0.3 ac
Lot size
2
Garage
2026
Year built
One
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,218 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,218/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.1%
$/sqft vs MARION OAKS 04
$190 vs $176
Days on market
183 vs 73 typical
Where $190/sqft sits among the 6 homes for sale in MARION OAKS 04
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34473 — neighborhood snapshot
Population
25,030
Median age
39.4
Median income
$70,559
Median home value
$242,400
Avg household
2.98
Households w/ children
3,117
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $284K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
3 of 6
MARION OAKS 04 have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% above the OCALA 34473 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 16781 SW 20TH COURT RD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$290,000
16270 SW 29TH COURT ROAD · same community
4 bd · 2 ba · 1,774 sqft · $163/sqft · 196 DOM
Sold · Dec ’25$296,900
16792 SW 17TH AVENUE · same community
4 bd · 2 ba · 1,787 sqft · $166/sqft · 303 DOM
Sold · Jul ’26$329,000
17414 SW 17TH CIRCLE · same community
4 bd · 2 ba · 1,873 sqft · $176/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 16781 SW 20TH COURT RD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16781 SW 20TH COURT RD — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
16781 SW 20TH COURT RD FAQs
What would the monthly payment be for 16781 SW 20TH COURT RD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,218/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 16781 SW 20TH COURT RD?+
The most recent tax bill on record (2025) was $396. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $319,900, this home is listed about 7% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 16781 SW 20TH COURT RD?+
Marion Oaks Elementary School (elementary), Horizon Academy At Marion Oaks (middle), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ESTELA REALTY LLC · Moraima Abreu. MLS #OM722638.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ocala homes, in your inbox
Like 16781 SW 20TH COURT RD but not quite? A daily digest of every new listing in Ocala — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Elizabeth to ping you on any price or status change →