7875 SW 74TH LOOP, OCALA, FL, 34481
Active91 days on marketListed Apr 23, 2026MLS #OM723350
About this home
7875 SW 74TH LOOP
One or more photo(s) has been virtually staged. Experience refined living in this Tivoli model, thoughtfully designed with an expansive open floor plan and over $20,000 in premium upgrades. It is a 4-bedroom, 3-bath home offers the perfect blend of luxury, comfort, and functionality. At the heart of the home, the chef-inspired kitchen impresses with elegant quartz countertops, stainless steel appliances, a large center island, and a good size pantry. Both bar seating and a cozy café area make it ideal for everyday living and effortless entertaining. The open-concept layout flows seamlessly into the inviting gathering room and enclosed lanai—creating a perfect indoor-outdoor lifestyle. Step outside to a beautifully finished brick patio and fully fenced backyard, offering privacy and space to relax or entertain. Designed with flexibility in mind, this home features two private suites. The luxurious owner’s suite boasts a generous walk-in closet and complete with dual vanities and a Roman-style shower. A separate mini-suite with its own en-suite bath provides an ideal retreat for guests, while two additional bedrooms and a third full bath with versatility for a home office, hobbies, or visiting family. Additional highlights include a dedicated dining area, dedicated laundry room, water softener system, and a spacious three-car garage—perfect for extra storage, a workshop, or golf cart parking. Perfectly situated just minutes from the World Equestrian Center and Florida Aquatics Swimming & Training (FAST), this home is located in the highly desirable 55+ Liberty Village community. Residents enjoy convenient access to shopping, dining, and golf cart–friendly amenities—all with an affordable HOA. Rich in upgrades, this exceptional home offers resort-style living in one of Ocala’s most sought-after communities.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,505
Sqft
0.17 ac
Lot size
3
Garage
2023
Year built
One
Levels
$155
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,191 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,191/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1%
Days on market
91 vs 43 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Liberty Village, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$1,900/mo median
Live Ocala rental listing data — this home’s rate depends on size, condition and furnishing.
The New Smyrna Beach short-term market
▼ Softening38%
Occupancy
▼ 32% yr/yr
$314
Avg nightly rate
▲ 12% yr/yr
$26K/yr
Revenue per listing
$126
RevPAR
70 days
Booking lead time
6 nights
Avg stay
7
Typical min nights
1,651
Active rentals
▲ 5% supply
Seasonality — monthly occupancy
Peaks at 57% in Mar · bottoms at 28% in Sep
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in New Smyrna Beach — the projection above is specific to this home’s size.
Where it sits
Inside Liberty Village
Liberty Village is a short-term-rental community. See the full guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 66% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7875 SW 74TH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7875 SW 74TH LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7875 SW 74TH LOOP FAQs
What would the monthly payment be for 7875 SW 74TH LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,191/mo — principal and interest, the actual property-tax bill, the $159/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7875 SW 74TH LOOP?+
The association fee works out to $159 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7875 SW 74TH LOOP?+
The most recent tax bill on record (2025) was $4,880. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 7875 SW 74TH LOOP be rented short-term?+
Yes — this home sits inside Liberty Village, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 7875 SW 74TH LOOP?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $389,500, this home is listed about 30% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7875 SW 74TH LOOP?+
Liberty Middle School (middle), West Port High School (high), Marion Oaks Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$389,500 runs 66% above the OCALA 34481 median — but at 2,505 sqft it's also 45% larger than the typical Ocala listing.
02Zoned for nightly rentals
Liberty Village is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Time on market is leverage
91 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
Listing courtesy of CROWN & GLORY REALTY INC · Alisa Burns. MLS #OM723350.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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