SW 45TH STREET, OCALA, FL, 34471
Active88 days on marketListed May 6, 2026MLS #OM723378
About this home
SW 45TH STREET
Rare opportunity to build in Lemonwood! This 1.31-acre wooded lot features 200 feet of paved road frontage, ready for your custom home. Lemonwood is an established community known for unique, custom-designed homes set among mature canopy trees, offering a level of privacy and character you won't find in standard subdivisions. Key details: ~ 1.31 acres (approx. 141 x 404 feet) ~ Flood Zone X based on MCPA Mapping ~ 200 feet of paved road frontage ~ Zoning: R1 (single-family residential) ~ No HOA for full freedom to build the home you want! ~ Electricity is available at the street ~ Well and septic needed, which is standard for the area. Located minutes from Ocala via Highway 441 or the canopy-lined SW 7th Ave Rd, with quick access to shopping, dining, and Ocala's horse country amenities. See the conceptual rendering included for a visualization of how the lot could be cleared and prepared for construction. Note: The conceptual rendering shown is for illustrative purposes only and does not represent a formal site plan. Buyer is responsible for independent due diligence to verify buildability, zoning, environmental constraints, and permitting requirements.
Facts & features
The home at a glance
1.31 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,085 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,085/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34471 — neighborhood snapshot
Population
26,031
Median age
44.2
Median income
$60,283
Median home value
$292,200
Avg household
2.31
Households w/ children
2,491
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% below the OCALA 34471 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near SW 45TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$277,500
4399 SW 7TH AVE RD
3 bd · 2 ba · 1,284 sqft · $216/sqft · 13 DOM
Sold · Sep ’25$465,000
1921 SW 42ND STREET
2 bd · 2 ba · 1,284 sqft · $362/sqft · 21 DOM
Sold · Jun ’26$213,000
617 SE 35TH STREET
3 bd · 2 ba · 1,292 sqft · $165/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about SW 45TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for SW 45TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
SW 45TH STREET FAQs
What would the monthly payment be for SW 45TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,085/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on SW 45TH STREET?+
The most recent tax bill on record (2025) was $856. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $134,900, this home is listed about 55% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to SW 45TH STREET?+
Eighth Street Elementary School (elementary), Osceola Middle School (middle), Forest High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the OCALA 34471 market on paper
$134,900 is 57% below the OCALA 34471 median of $316,950.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
88 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Eighth Street Elementary School, Osceola Middle School, Forest High School — Eighth Street Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of WIECHENS REALTY INC · Kristin Stockton. MLS #OM723378.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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