CENTURY 21 Edge
$550,000$599,0004 bd3 ba2,692 sqft$204 /sqft≈$3,926 /mo all-in ↓

18890 SW 44TH STREET, DUNNELLON, FL, 34432

Active130 days on marketListed Jun 3, 2026MLS #OM725952

✦ Reduced $49KPrivate poolFarmLAKE TROPICANA RANCHETTES UN 03

About this home

18890 SW 44TH STREET

Bring your animals and your vision to this exceptional 7.62-acre farm property, ideally located across from the Juliette Falls Golf Club and within 20 minutes of the renowned World Equestrian Center. Offering endless potential as a private equestrian estate, hobby farm, or investment opportunity, this unique property features a 4-bedroom, 3-bath single-family home with a screened swimming pool and plenty of room to create your dream country retreat. The residence is ready for your personal updates and improvements, making it an excellent opportunity with tremendous upside. Major improvements have already been completed, including a refurbished metal roof (2013), HVAC system (2023), and water heater (2023). Equestrian and agricultural amenities include a two-stall stable barn with tack room, a large pole barn with workshop space, and ample pasture area for horses, cattle, chickens, and other livestock. A charming log cabin storage building offers additional flexibility and could potentially be converted into a guest house, rental unit, or home office. Enjoy the privacy and freedom of country living while remaining conveniently close to shopping, dining, and world-class equestrian events. Whether you're seeking an income-producing property, a horse farm, or a peaceful rural homestead, this property is packed with opportunity and ready for its next chapter.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,692

Sqft

7.61 ac

Lot size

1995

Year built

One

Levels

$204

Per sqft

Private poolFireplace

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator · Tankless Water Heater
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Skylight(s) · Solid Surface Counters · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofMetal
ConstructionBlock · Vinyl Siding
FoundationSlab
FacesNorth
ParkingCircular Driveway · Driveway · RV Parking · Workshop in Garage
ExteriorGarden · Private Entrance · Private Mailbox

Community & fees

Taxes (2025)$3,418/yr

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,926 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,238
FHA mortgage insurance (est.)$243
Property tax — 2025 actual bill$285
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,250
Interest rate6.00%
Loan term

Estimated payment

$3,926/mo

Principal & interest$3,238
FHA mortgage insurance (est.)$243
Property taxes (actual bill)$285
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Dunnellon actives

$204 vs $187

Days on market

130 vs 67 typical

Where $204/sqft sits among the 400 Dunnellon actives

201
112 · this home
41
18
4
24
$140–187$187–235$235–283$283–330$330–378$378+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dunnellon

Get to know Dunnellon. See the full Dunnellon guide →

DUNNELLON 34432 — neighborhood snapshot

Population

13,197

Median age

56

Median income

$47,711

Median home value

$223,900

Avg household

2.27

Households w/ children

858

The numbers that matter

The Dunnellon market

Seller’s marketLeans seller — 4.2 months of inventoryBuyer’s market

$265K → $280K

Dunnellon median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

169 of 400

Dunnellon actives have cut their price

Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 120% above the DUNNELLON 34432 median. See the full Dunnellon market guide →

Paper trail

This home's history

CurrentPrice reduced to $550,000 ▼ $49K
Jun 3, 2026Listed at $599,000 · 130 days on market since
1995Built · LAKE TROPICANA RANCHETTES UN 03

Reality check

What actually sold near 18890 SW 44TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4001 SW 189TH AVENUESold · Jul ’26

$105,000

4001 SW 189TH AVENUE · same community

5 bd · 2 ba · 1,369 sqft · $77/sqft · 24 DOM

3551 SW 181ST COURTSold · Jan ’26

$120,000

3551 SW 181ST COURT · same community

2 bd · 2 ba · 924 sqft · $130/sqft · 35 DOM

5475 SW 194TH AVENUESold · Mar ’26

$415,000

5475 SW 194TH AVENUE

4 bd · 3.5 ba · 2,836 sqft · $146/sqft · 73 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Seth Cabrera - Rothschild

Your agent

Seth Cabrera - Rothschild

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 18890 SW 44TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 18890 SW 44TH STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

18890 SW 44TH STREET FAQs

What would the monthly payment be for 18890 SW 44TH STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,926/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 18890 SW 44TH STREET?+

The most recent tax bill on record (2025) was $3,418. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Dunnellon?+

At $550,000, this home is listed about 83% above the Dunnellon median of $299,900. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$550,000 runs 120% above the DUNNELLON 34432 median — but at 2,692 sqft it's also 58% larger than the typical Dunnellon listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $599,000, now $550,000 — a $49K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS CORNERSTONE RE · Melissa Mitchell. MLS #OM725952.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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