10458 SW 98TH PLACE ROAD, OCALA, FL, 34481
Active64 days on marketListed Jun 5, 2026MLS #OM726025
About this home
10458 SW 98TH PLACE ROAD
This beautiful Ariana model is located in the desirable LongLeaf Ridge section of the much sought after 55+ community of On Top of the World. It has a 2-bedroom, 2-bath home with a 2-car garage plus golf cart parking, along with a flex space. On a cul-de-sac and a spacious lot with plenty of privacy behind you. Pavered drive and walkway take you into the home. Once inside you will immediately notice the LVP flooring and wide-open floorplan. The living room features a floor to ceiling stacked stone electric fireplace with remote, tray ceiling and large ceiling fan. The kitchen is a chef's dream with a gas range, granite counter tops, dual toned cabinets and a very large island. Top of the line refrigerator and the island have a bar area with cabinets on both sides for even more storage! Sliders go to your screened in lanai with those private back views. The flex space is the perfect size for an office or hobby room. Primary bedroom with en suite featuring a glass enclosed walk-in shower, private potty area and a double sink quartz vanity. Guests will enjoy a private bedroom filled with natural light, along with a full bath featuring a quartz vanity and tile shower/tub combo. Inside laundry room. The garage has an epoxy coating and plenty of space for a workshop area. Call for your appointment to view today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,983
Sqft
0.29 ac
Lot size
2
Garage
2023
Year built
One
Levels
$189
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,414 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,414/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.6%
$/sqft vs ON TOP OF THE WORLD
$189 vs $145
Days on market
64 vs 52 typical
Where $189/sqft sits among the 237 homes for sale in ON TOP OF THE WORLD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
111 of 237
ON TOP OF THE WORLD have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 63% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 10458 SW 98TH PLACE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$122,500
9871 SW 88TH TERRACE UNIT F · same community
2 bd · 2.5 ba · 1,982 sqft · $62/sqft · 10 DOM
Sold · Dec ’25$355,000
10361 SW 106TH COURT · same community
3 bd · 2 ba · 1,967 sqft · $180/sqft · 27 DOM
Sold · Dec ’25$200,000
8872 SW 92ND PLACE UNIT G · same community
2 bd · 2 ba · 1,895 sqft · $106/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 10458 SW 98TH PLACE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10458 SW 98TH PLACE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10458 SW 98TH PLACE ROAD FAQs
What would the monthly payment be for 10458 SW 98TH PLACE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,414/mo — principal and interest, the actual property-tax bill, the $494/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10458 SW 98TH PLACE ROAD?+
The association fee works out to $494 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10458 SW 98TH PLACE ROAD?+
The most recent tax bill on record (2025) was $4,720. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10458 SW 98TH PLACE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $374,000, this home is listed about 25% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10458 SW 98TH PLACE ROAD?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX FOXFIRE - HWY200/103 S · Bonnie Ciesla. MLS #OM726025.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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