CENTURY 21 Edge
$375,000$379,0002 bd2 ba2,283 sqft$164 /sqft$3,187 /mo all-in ↓

8998 SW 99TH COURT ROAD, OCALA, FL, 34481

Active64 days on marketListed Jun 11, 2026MLS #OM726473

Reduced $4KSingle Family ResidenceON TOP OF THE WORLD

About this home

8998 SW 99TH COURT ROAD

Once you step inside, you'll immediately understand where more than $100,000 in thoughtful upgrades and improvements have gone. This is far from a builder-basic home. It has been carefully customized, meticulously maintained, and transformed into a warm, one-of-a-kind retreat with the timeless charm of a storybook cottage. From the moment you arrive, the striking stone façade, paver walkways, mature landscaping, and exceptional curb appeal create an inviting first impression. Every detail has been thoughtfully designed to make this home feel both elegant and welcoming. Then there's the backyard...the true showstopper. Designed for entertaining and everyday enjoyment, the expansive hardscaped patio offers multiple gathering spaces accented by an elegant knee wall. Beyond it, mature shade trees frame a lush green space, creating a peaceful, park-like setting rarely found in today's market. A separate circular conversation area is perfect for a fire pit, evening cocktails, morning coffee, or simply relaxing and enjoying the tranquil surroundings. Inside, cottage charm blends effortlessly with modern comfort. This move-in-ready home offers 2 bedrooms, 2 bathrooms, and a dedicated office/flex room complete with custom built-ins and a thoughtfully designed workspace. The open floor plan is enhanced by tile flooring, crown molding, custom window treatments, and three solar tubes that flood the home with natural light. At the heart of the home, the beautifully remodeled kitchen features quartz countertops, abundant cabinetry with pull-out shelving, and a custom pantry that combines style with exceptional functionality. The spacious primary suite offers custom his-and-hers closets, while both bathrooms feature comfort-height vanities. The primary bath also includes a walk-in shower and generous linen storage. Additional improvements include: Replacement windows (2020) HVAC system (2018) Garage door replacement (2018) Remote-controlled roll-down garage screen Painted garage floor Custom garage storage Countless thoughtful upgrades that reflect exceptional pride of ownership Could you buy a less expensive home? Certainly. But finding another with this level of customization, this much outdoor living space, such a beautiful backyard setting, and this unmistakable sense of warmth and character would be incredibly difficult. Some homes simply provide a place to live. This one feels like home the moment you walk through the door. Schedule your private showing today and discover why this enchanting cottage-inspired retreat truly stands in a class of its own.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

2,283

Sqft

0.2 ac

Lot size

2

Garage

2006

Year built

One

Levels

$164

Per sqft

55+ communityPets allowed

Inside

FlooringCarpet · Tile
AppliancesCooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Skylight(s) · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSoutheast
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Rain Gutters · Sliding Doors

Community & fees

HOA fee$479/mo
Taxes (2025)$2,097/yr
PetsYes
CommunityBuyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Park · Pool · Racquetball · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,187 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property tax — 2025 actual bill$175
HOA fee — from the listing$479
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,125Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,125
Interest rate6.00%
Loan term

Estimated payment

$3,187/mo

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$175
HOA / condo fee$479
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $375K
$359KedgeAI estimate $419,633 · range $374K$476K$495K

vs edgeAI estimate

−10.6%

$/sqft vs ON TOP OF THE WORLD

$164 vs $145

Days on market

64 vs 54 typical

Where $164/sqft sits among the 235 homes for sale in ON TOP OF THE WORLD

65
51
34 · this home
37
20
28
$99–121$121–143$143–165$165–187$187–209$209+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside On Top Of The World

Map of 8998 SW 99TH COURT ROAD inside its neighborhood boundary

Get to know Ocala. See the full Ocala guide →

On Top Of The World — neighborhood snapshot

Population

9,305

Median age

73

Median income

$51,446

Median home value

$222,633

Avg household

2

Households w/ children

77%

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
ElementaryHammett Bowen Junior Elementary School★★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

111 of 235

ON TOP OF THE WORLD have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 61% above the OCALA 34481 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $375,000 $4K
Jun 11, 2026Listed at $379,000 · 64 days on market since
2006Built · ON TOP OF THE WORLD

Reality check

What actually sold near 8998 SW 99TH COURT ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10324 SW 105TH COURTSold · Dec ’25

$385,500

10324 SW 105TH COURT · same community

3 bd · 2.5 ba · 2,297 sqft · $168/sqft · 32 DOM

9949 SW 106TH CIRCLESold · Dec ’25

$398,500

9949 SW 106TH CIRCLE · same community

2 bd · 2 ba · 2,202 sqft · $181/sqft · 92 DOM

10934 SW 101ST LOOPSold · Dec ’25

$390,000

10934 SW 101ST LOOP · same community

2 bd · 2 ba · 2,202 sqft · $177/sqft · 53 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Alek Cherrone

Your agent

Alek Cherrone

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 8998 SW 99TH COURT ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8998 SW 99TH COURT ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

8998 SW 99TH COURT ROAD FAQs

What would the monthly payment be for 8998 SW 99TH COURT ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,187/mo — principal and interest, the actual property-tax bill, the $479/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8998 SW 99TH COURT ROAD?+

The association fee works out to $479 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8998 SW 99TH COURT ROAD?+

The most recent tax bill on record (2025) was $2,097. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8998 SW 99TH COURT ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $375,000, this home is listed about 25% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8998 SW 99TH COURT ROAD?+

Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER ELLISON REALTY O · Teresa Davis. MLS #OM726473.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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8998 SW 99TH COURT ROAD, OCALA, FL — 2 Bed, 2 Bath — $375,000 | CENTURY 21 Edge