
8998 SW 99TH COURT ROAD, OCALA, FL, 34481
Active64 days on marketListed Jun 11, 2026MLS #OM726473
About this home
8998 SW 99TH COURT ROAD
Once you step inside, you'll immediately understand where more than $100,000 in thoughtful upgrades and improvements have gone. This is far from a builder-basic home. It has been carefully customized, meticulously maintained, and transformed into a warm, one-of-a-kind retreat with the timeless charm of a storybook cottage. From the moment you arrive, the striking stone façade, paver walkways, mature landscaping, and exceptional curb appeal create an inviting first impression. Every detail has been thoughtfully designed to make this home feel both elegant and welcoming. Then there's the backyard...the true showstopper. Designed for entertaining and everyday enjoyment, the expansive hardscaped patio offers multiple gathering spaces accented by an elegant knee wall. Beyond it, mature shade trees frame a lush green space, creating a peaceful, park-like setting rarely found in today's market. A separate circular conversation area is perfect for a fire pit, evening cocktails, morning coffee, or simply relaxing and enjoying the tranquil surroundings. Inside, cottage charm blends effortlessly with modern comfort. This move-in-ready home offers 2 bedrooms, 2 bathrooms, and a dedicated office/flex room complete with custom built-ins and a thoughtfully designed workspace. The open floor plan is enhanced by tile flooring, crown molding, custom window treatments, and three solar tubes that flood the home with natural light. At the heart of the home, the beautifully remodeled kitchen features quartz countertops, abundant cabinetry with pull-out shelving, and a custom pantry that combines style with exceptional functionality. The spacious primary suite offers custom his-and-hers closets, while both bathrooms feature comfort-height vanities. The primary bath also includes a walk-in shower and generous linen storage. Additional improvements include: Replacement windows (2020) HVAC system (2018) Garage door replacement (2018) Remote-controlled roll-down garage screen Painted garage floor Custom garage storage Countless thoughtful upgrades that reflect exceptional pride of ownership Could you buy a less expensive home? Certainly. But finding another with this level of customization, this much outdoor living space, such a beautiful backyard setting, and this unmistakable sense of warmth and character would be incredibly difficult. Some homes simply provide a place to live. This one feels like home the moment you walk through the door. Schedule your private showing today and discover why this enchanting cottage-inspired retreat truly stands in a class of its own.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
2,283
Sqft
0.2 ac
Lot size
2
Garage
2006
Year built
One
Levels
$164
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,187 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,187/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.6%
$/sqft vs ON TOP OF THE WORLD
$164 vs $145
Days on market
64 vs 54 typical
Where $164/sqft sits among the 235 homes for sale in ON TOP OF THE WORLD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
111 of 235
ON TOP OF THE WORLD have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 61% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 8998 SW 99TH COURT ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$385,500
10324 SW 105TH COURT · same community
3 bd · 2.5 ba · 2,297 sqft · $168/sqft · 32 DOM
Sold · Dec ’25$398,500
9949 SW 106TH CIRCLE · same community
2 bd · 2 ba · 2,202 sqft · $181/sqft · 92 DOM
Sold · Dec ’25$390,000
10934 SW 101ST LOOP · same community
2 bd · 2 ba · 2,202 sqft · $177/sqft · 53 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8998 SW 99TH COURT ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8998 SW 99TH COURT ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8998 SW 99TH COURT ROAD FAQs
What would the monthly payment be for 8998 SW 99TH COURT ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,187/mo — principal and interest, the actual property-tax bill, the $479/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8998 SW 99TH COURT ROAD?+
The association fee works out to $479 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8998 SW 99TH COURT ROAD?+
The most recent tax bill on record (2025) was $2,097. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8998 SW 99TH COURT ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $375,000, this home is listed about 25% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8998 SW 99TH COURT ROAD?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER ELLISON REALTY O · Teresa Davis. MLS #OM726473.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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