10355 SW 105TH TERRACE, OCALA, FL, 34481
Active43 days on marketListed Jun 26, 2026MLS #OM727339
About this home
10355 SW 105TH TERRACE
Welcome to the Sunflower, a thoughtfully designed new construction home in Longleaf Ridge at On Top of the World. Blending modern comfort with effortless functionality, this 3-bedroom, 2-bath residence offers a spacious open-concept design that's perfect for both everyday living and entertaining. As you enter, you're welcomed into a bright foyer that leads to an expansive great room, where elegant tray ceilings create an airy, sophisticated atmosphere. The heart of the home is the beautifully designed kitchen, complete with a large center island overlooking the great room and an inviting breakfast area—making it easy to stay connected whether you're hosting guests or enjoying a quiet meal at home. The split-bedroom layout provides added privacy, with the owner's suite tucked away at the rear of the home. Featuring a generous walk-in closet and a spacious en-suite bath, it's the perfect place to relax and recharge. Two additional bedrooms and a full bath are situated on the opposite side of the home, offering comfortable accommodations for family or visitors. Step outside to the covered lanai, an ideal extension of the living space where you can enjoy Florida's beautiful weather year-round. A dedicated laundry suite conveniently located near the garage entrance and an attached 2-car garage add to the home's thoughtful design. Located in the highly desirable Longleaf Ridge neighborhood of On Top of the World, this brand-new Sunflower model offers the perfect opportunity to enjoy resort-style amenities, golf cart-friendly living, and the active lifestyle that has made this community one of Ocala's most sought-after destinations.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,967
Sqft
0.22 ac
Lot size
2
Garage
2026
Year built
One
Levels
$211
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,315 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,315/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.8%
$/sqft vs ON TOP OF THE WORLD
$211 vs $145
Days on market
43 vs 52 typical
Where $211/sqft sits among the 237 homes for sale in ON TOP OF THE WORLD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
111 of 237
ON TOP OF THE WORLD have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 81% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 10355 SW 105TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$355,000
10361 SW 106TH COURT · same community
3 bd · 2 ba · 1,967 sqft · $180/sqft · 27 DOM
Sold · Dec ’25$122,500
9871 SW 88TH TERRACE UNIT F · same community
2 bd · 2.5 ba · 1,982 sqft · $62/sqft · 10 DOM
Sold · Dec ’25$200,000
8872 SW 92ND PLACE UNIT G · same community
2 bd · 2 ba · 1,895 sqft · $106/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10355 SW 105TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10355 SW 105TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10355 SW 105TH TERRACE FAQs
What would the monthly payment be for 10355 SW 105TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,315/mo — principal and interest, the actual property-tax bill, the $494/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10355 SW 105TH TERRACE?+
The association fee works out to $494 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10355 SW 105TH TERRACE?+
The most recent tax bill on record (2025) was $381. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10355 SW 105TH TERRACE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $415,375, this home is listed about 39% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10355 SW 105TH TERRACE?+
Dunnellon High School (high), Dunnellon Elementary School (elementary), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ON TOP OF THE WORLD REAL EST · Jason Taflinger. MLS #OM727339.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ocala homes, in your inbox
Like 10355 SW 105TH TERRACE but not quite? A daily digest of every new listing in Ocala — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kamilla to ping you on any price or status change →