CENTURY 21 Edge
$289,750$324,0003 bd2 ba1,899 sqft$153 /sqft≈$2,033 /mo all-in ↓

7784 SW 146TH LANE ROAD, OCALA, FL, 34473

Active96 days on marketListed Jul 7, 2026MLS #OM728001

✦ Reduced $34K✦ New constructionSingle Family ResidenceMARION OAKS

About this home

7784 SW 146TH LANE ROAD

Custom-inspired new construction that stands apart from the rest! From its timeless Hardie board exterior and inviting curb appeal to its thoughtfully selected designer finishes, this home offers a level of style and character that's hard to find. Step inside to discover soaring vaulted ceilings, beautiful wide-plank luxury vinyl flooring throughout, and a light-filled open floor plan designed for modern living. The spacious great room flows seamlessly into the chef-inspired kitchen, complete with an oversized quartz island, shaker-style cabinetry, stainless steel appliances, a pantry, and a dedicated indoor laundry room for everyday convenience. The private primary suite is a true retreat, featuring a tray ceiling and a spa-like ensuite with a frameless glass walk-in shower, floor-to-ceiling marble-look tile, quartz countertops, and elegant finishes. A versatile flex room offers endless possibilities as a home office, formal dining room, playroom, den, or media room. Extend your living space outdoors with a screened porch overlooking the backyard, plus an adjoining open wood deck - perfect for grilling, entertaining, or simply enjoying your morning coffee while taking in the peaceful surroundings. If you're looking for new construction with elevated finishes, thoughtful design, and architectural character that rises above the typical spec home, this one deserves a place at the top of your list.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,899

Sqft

0.26 ac

Lot size

2

Garage

2026

Year built

One

Levels

$153

Per sqft

Inside

FlooringTile · Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric · Heat Pump

Outside & construction

RoofShingle
ConstructionHardiPlank Type
FoundationSlab · Stem Wall
FacesNortheast
ExteriorSliding Doors

Community & fees

Taxes (2025)$470/yr

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,033 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,706
FHA mortgage insurance (est.)$128
Property tax — 2025 actual bill$39
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,141Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,141
Interest rate6.00%
Loan term

Estimated payment

$2,033/mo

Principal & interest$1,706
FHA mortgage insurance (est.)$128
Property taxes (actual bill)$39
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $290K
$276KedgeAI estimate $298,723 · range $288K–$312K$325K

vs edgeAI estimate

−3%

$/sqft vs MARION OAKS

$153 vs $182

Days on market

96 vs 74 typical

Where $153/sqft sits among the 50 homes for sale in MARION OAKS

6
5 · this home
8
13
12
6
$140–151$151–162$162–173$173–184$184–195$195+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Drive times from this address

Downtown Orlando≈ 73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ocala. See the full Ocala guide →

OCALA 34473 — neighborhood snapshot

Population

25,030

Median age

39.4

Median income

$70,559

Median home value

$242,400

Avg household

2.98

Households w/ children

3,117

For the school run

Marion County School District

ElementaryMarion Oaks Elementary School★★★★★
MiddleHorizon Academy At Marion Oaks★★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller — 4.6 months of inventoryBuyer’s market

$285K → $284K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

23 of 50

MARION OAKS have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% above the OCALA 34473 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $289,750 ▼ $34K
Jul 7, 2026Listed at $324,000 · 96 days on market since
2026Built · MARION OAKS

Reality check

What actually sold near 7784 SW 146TH LANE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4510 SW 159TH STREET ROADSold · Jun ’26

$350,000

4510 SW 159TH STREET ROAD · same community

3 bd · 2 ba · 1,910 sqft · $183/sqft · 86 DOM

6247 SW 144TH STREET ROADSold · Feb ’26

$295,000

6247 SW 144TH STREET ROAD · same community

4 bd · 2 ba · 1,878 sqft · $157/sqft · 11 DOM

15568 SW 46TH CIRCLESold · Dec ’25

$287,500

15568 SW 46TH CIRCLE · same community

4 bd · 2 ba · 1,833 sqft · $157/sqft · 260 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7784 SW 146TH LANE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7784 SW 146TH LANE ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

7784 SW 146TH LANE ROAD FAQs

What would the monthly payment be for 7784 SW 146TH LANE ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,033/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7784 SW 146TH LANE ROAD?+

The most recent tax bill on record (2025) was $470. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ocala?+

At $289,750, this home is listed about 3% below the Ocala median of $299,180. The market section on this page shows how the area is trending.

Which schools are assigned to 7784 SW 146TH LANE ROAD?+

Marion Oaks Elementary School (elementary), Horizon Academy At Marion Oaks (middle), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REAL BROKER LLC - OCALA · Christine Robinson, PA. MLS #OM728001.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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