CENTURY 21 Edge
$215,000$259,0003 bd2 ba1,284 sqft$167 /sqft≈$1,956 /mo all-in ↓

2392 SE 175TH TERRACE ROAD, SILVER SPRINGS, FL, 34488

Active111 days on marketListed Jul 19, 2026MLS #OM728789

✦ Reduced $44KSingle Family ResidenceSILVER SPGS WOODS

About this home

2392 SE 175TH TERRACE ROAD

** HUGE Price Improvement ** Welcome to your Florida home in Silver Springs Woods! This charming and well-maintained 3-bedroom, 2-bath home offers comfortable living, thoughtful features, and plenty of space to enjoy the Florida lifestyle. From the moment you arrive, you'll appreciate the inviting setting and the home's practical design. Inside, you'll find a spacious layout that provides plenty of room for relaxing, entertaining, and everyday living. The home is wheelchair accessible, with bathrooms thoughtfully equipped with walk-in showers, grab bars, and space for a shower chair. The kitchen features newer stainless-steel appliances, while the newer metal roof and water heater add valuable peace of mind. When it's time to relax, enjoy your morning coffee in the bright Florida room or step outside to the screened patio overlooking the fully fenced backyard. The backyard provides a great space for pets, gardening, relaxing, or enjoying time with family and friends. A propane whole-house generator provides added comfort and security, helping keep your home running when the weather doesn't cooperate. Looking for a little extra space? The versatile She/He Shed can easily serve as a workshop, hobby room, home office, craft space, studio, or whatever fits your lifestyle. Conveniently located near Silver Springs State Park, shopping, dining, medical facilities, and Ocala, this move-in-ready home offers the combination of comfort, functionality, and convenience you've been looking for. Come see how comfortable Florida living can be! Schedule your private showing today and make this Silver Springs Woods home your own.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,284

Sqft

0.24 ac

Lot size

1

Garage

2006

Year built

One

Levels

$167

Per sqft

Inside

FlooringLaminate
AppliancesDishwasher · Dryer · Electric Water Heater · Range · Refrigerator · Washer · Water Filtration System
InteriorCeiling Fan(s) · Skylight(s) · Vaulted Ceiling(s)
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofMetal
ConstructionVinyl Siding · Wood Frame
FoundationSlab
FacesEast
ExteriorPrivate Yard · Sliding Doors · Storage

Community & fees

HOA fee$3/mo
Taxes (2025)$2,668/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fiber Optics · Propane · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,956 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$1,476
FHA mortgage insurance (est.)$95
Property tax — 2025 actual bill$222
HOA fee — from the listing$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,525Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,525
Interest rate7.50%
Loan term

Estimated payment

$1,956/mo

Principal & interest$1,476
FHA mortgage insurance (est.)$95
Property taxes (actual bill)$222
HOA / condo fee$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $215K
$194KedgeAI estimate $220,547 · range $202K–$243K$252K

vs edgeAI estimate

−2.5%

$/sqft vs Silver Springs actives

$167 vs $145

Days on market

111 vs 51 typical

Where $167/sqft sits among the 62 Silver Springs actives

22
20 · this home
6
7
3
4
$78–130$130–182$182–233$233–285$285–337$337+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Silver Springs

Get to know Silver Springs. See the full Silver Springs guide →

SILVER SPRINGS 34488 — neighborhood snapshot

Population

11,447

Median age

48.9

Median income

$43,438

Median home value

$90,300

Avg household

2.24

Households w/ children

1,187

For the school run

Marion County School District

ElementaryOcala Springs Elementary School★★★★★
MiddleFort King Middle School★★★★★
HighVanguard High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Silver Springs market

Seller’s marketBalanced — 5.2 months of inventoryBuyer’s market

$120K → $132K

Silver Springs median sold, yr/yr

94.3%

Sale-to-list ratio (12 mo)

28 of 62

Silver Springs actives have cut their price

Median sold price, Silver Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 122% above the SILVER SPRINGS 34488 median. See the full Silver Springs market guide →

Paper trail

This home's history

CurrentPrice reduced to $215,000 ▼ $44K
Jul 19, 2026Listed at $259,000 · 111 days on market since
2006Built · SILVER SPGS WOODS

Reality check

What actually sold near 2392 SE 175TH TERRACE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1820 SE 175TH TERRACE ROADSold · Jun ’26

$200,000

1820 SE 175TH TERRACE ROAD · same community

2 bd · 1.5 ba · 1,136 sqft · $176/sqft · 16 DOM

2601 SE 175TH TERRACE ROADSold · Jan ’26

$156,000

2601 SE 175TH TERRACE ROAD · same community

3 bd · 1.5 ba · 1,068 sqft · $146/sqft · 33 DOM

18015 SE 18TH STREETSold · Aug ’26

$209,884

18015 SE 18TH STREET

3 bd · 2 ba · 1,286 sqft · $163/sqft · 277 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 2392 SE 175TH TERRACE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2392 SE 175TH TERRACE ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2392 SE 175TH TERRACE ROAD FAQs

What would the monthly payment be for 2392 SE 175TH TERRACE ROAD?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,956/mo — principal and interest, the actual property-tax bill, the $3/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2392 SE 175TH TERRACE ROAD?+

The association fee works out to $3 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2392 SE 175TH TERRACE ROAD?+

The most recent tax bill on record (2025) was $2,668. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2392 SE 175TH TERRACE ROAD?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Silver Springs?+

At $215,000, this home is listed about 10% above the Silver Springs median of $194,900. The market section on this page shows how the area is trending.

Which schools are assigned to 2392 SE 175TH TERRACE ROAD?+

Ocala Springs Elementary School (elementary), Fort King Middle School (middle), Vanguard High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$215,000 runs 122% above the SILVER SPRINGS 34488 median.

02Time on market is leverage

111 days on market against a Silver Springs median of 51 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $259,000, now $215,000 — a $44K cut. The full history is in the market section below.

Listing courtesy of ACARTA REALTY · Leo Blum, Jr. MLS #OM728789.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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