8662 SW 96TH LANE UNIT A, OCALA, FL, 34481
Active77 days on marketListed Jul 27, 2026MLS #OM729234
About this home
8662 SW 96TH LANE UNIT A
Welcome to Your Dream Florida Retreat in a Vibrant 55+ Gated Community! Whether you are hoping to be a seasonal "Snowbird" escaping the winter chill or looking to become a full-time Floridian enjoying year-round sunshine, this remarkable home is designed just for you. Situated on an expansive corner lot, the property warmly welcomes you with an inviting front porch—the perfect spot for morning coffee. Stepping inside, you enter an expansive living room that immediately impresses with its open feel and easily accommodates a queen-size couch for overnight guests. Throughout the main living spaces, high-grade Berber carpet adds plush comfort while dramatically reducing noise and lowering heating bills on cooler evenings. The main living area flows seamlessly into a beautifully remodeled TV and dining space, ideal for hosting gatherings or enjoying a quiet movie night. Adjacent to this flexible entertaining zone is a fully updated gourmet kitchen that will delight any home chef. Highlighted by sleek granite countertops, stainless steel appliances, resurfaced cabinetry, and an attractive backsplash, the kitchen also features a central island accented by three swivel bar chairs. The spacious gathering area comes ready for relaxing with two recliners, a couch, a loveseat, and a coffee table. Directly off the TV room, discover incredible bonus spaces designed for maximum versatility. The fully heated and air-conditioned Florida room offers flexible square footage that can easily serve as a man cave, home office, craft room, or extra guest bedroom. Just beyond, the back porch features vinyl windows, complete with porch furniture, a portable A/C unit, and a floor heater for customized comfort in any season. The home features two exceptionally spacious bedrooms positioned off the main living room. The guest bedroom is currently styled as a dedicated home office for those who work remotely, complete with a solid wood desk, dresser, loveseat, two end tables with lamps, and a generous closet. The luxurious master suite serves as a private sanctuary, featuring an adjustable split-king bed with a built-in book storage headboard, matching bedside tables with lamps, a large matching dresser, and a TV dresser. An updated ensuite bathroom and an expansive walk-in closet complete this impressive primary suite. Practical storage and convenience abound throughout the home. A newer washer and dryer are situated just a couple of steps down in the oversized two-car garage, which also boasts a stand-up deep freezer and two long workbenches surrounded by built-in shelving. Additionally, the house features an insulated attic with pull-down stairs for extra storage, and even offers the option to negotiate its very own golf cart for cruising around the neighborhood! Settled in a wonderful, gated community known for caring neighbors who look out for one another, this home offers the ultimate turnkey opportunity. Want to move right in without the hassle of buying furniture? This home is available completely furnished or unfurnished to perfectly suit your needs. Call for your private viewing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,748
Sqft
0.05 ac
Lot size
2
Garage
1985
Year built
One
Levels
$105
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,983 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,983/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.6%
$/sqft vs ON TOP OF THE WORLD
$105 vs $143
Days on market
77 vs 73 typical
Where $105/sqft sits among the 214 homes for sale in ON TOP OF THE WORLD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $284K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
100 of 214
ON TOP OF THE WORLD have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% below the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 8662 SW 96TH LANE UNIT A
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$340,000
10414 SW 105TH TERRACE · same community
2 bd · 2 ba · 1,767 sqft · $192/sqft · 5 DOM
Sold · Dec ’25$155,000
8959 SW 96TH LANE UNIT A · same community
2 bd · 2 ba · 1,728 sqft · $90/sqft · 124 DOM
Sold · Dec ’25$247,500
9155 SW 83RD COURT UNIT C · same community
2 bd · 2 ba · 1,886 sqft · $131/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8662 SW 96TH LANE UNIT A — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8662 SW 96TH LANE UNIT A — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8662 SW 96TH LANE UNIT A FAQs
What would the monthly payment be for 8662 SW 96TH LANE UNIT A?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,983/mo — principal and interest, the actual property-tax bill, the $494/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8662 SW 96TH LANE UNIT A?+
The association fee works out to $494 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8662 SW 96TH LANE UNIT A?+
The most recent tax bill on record (2025) was $1,967. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8662 SW 96TH LANE UNIT A?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $184,000, this home is listed about 38% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8662 SW 96TH LANE UNIT A?+
West Port High School (high), Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX FOXFIRE - HWY200/103 S · Bonnie Ciesla. MLS #OM729234.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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