6 CARNAHANS ISLAND, CRYSTAL RIVER, FL, 34429
Active14 days on marketListed Jul 28, 2026MLS #OM729383
About this home
6 CARNAHANS ISLAND
Water access to the Salt River, Crystal River, Kings Bay, and the Gulf of Mexico is available from this 0.517-acre waterfront parcel located on Carnahans Island within the Carnahans E D Island Unrec subdivision. The property includes approximately 100 feet of waterfront frontage and is located within the Salt River estuary with brackish tidal water. Access appears to be by boat or kayak, as the island does not appear to have a bridge or road connection to the mainland. The property is suitable for buyers interested in boating, kayaking, fishing, wildlife observation, or a private coastal retreat. The property is zoned CLMH (Low Intensity Coastal & Lake), subject to county regulations and approvals. Construction will require consideration of coastal building requirements and flood zone regulations. Buyers should verify flood insurance requirements, permitting requirements, and development limitations. Well and septic systems are required. Utility options should be verified by the buyer. Traditional electric service availability, extension requirements, and permitting should be confirmed with the utility provider. Alternative energy systems such as solar with battery storage and backup generation may be considered. Access: From North Suncoast Boulevard (US 19), the property can be approached through several nearby coastal access routes, including Fort Island Trail, West Dixie Shores Drive, and the Ozello trail area. Final access to Carnahans Island is by boat or kayak through the Salt River estuar. Paste these coordinates into google or apple maps: 28.86267433, -82.64168517. Parcel ID: 16E-18S-36-0000-2A000-0020
Facts & features
The home at a glance
0.52 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$239 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$239/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34429 — neighborhood snapshot
Population
9,494
Median age
63.7
Median income
$57,716
Median home value
$220,300
Avg household
2.14
Households w/ children
490
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $325K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 95% below the CRYSTAL RIVER 34429 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 6 CARNAHANS ISLAND
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$90,000
1229 N EGRET POINT UNIT 1229
2 bd · 2 ba · 1,296 sqft · $69/sqft · 78 DOM
Sold · May ’26$349,900
11691 W SUNNYBROOK COURT
2 bd · 2 ba · 1,430 sqft · $245/sqft · 261 DOM
Sold · Nov ’25$529,000
11731 W SUNNYBROOK COURT
2 bd · 2 ba · 1,462 sqft · $362/sqft · 182 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Stickler
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6 CARNAHANS ISLAND — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6 CARNAHANS ISLAND — before you fall in love.
See it in person
Schedule a tour
Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6 CARNAHANS ISLAND FAQs
What would the monthly payment be for 6 CARNAHANS ISLAND?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $239/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6 CARNAHANS ISLAND?+
The most recent tax bill on record (2025) was $42. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crystal River?+
At $12,000, this home is listed about 96% below the Crystal River median of $302,450. The market section on this page shows how the area is trending.
Which schools are assigned to 6 CARNAHANS ISLAND?+
Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FONTANA REALTY · Jonathan Olivares. MLS #OM729383.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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