CENTURY 21 Edge
$1,349,0002 bd2 ba2,874 sqft$469 /sqft$8,603 /mo all-in ↓

8650 NW 136TH AVENUE, CHIEFLAND, FL, 32626

Active17 days on marketListed Jul 29, 2026MLS #OM729452

WaterfrontSingle Family ResidenceN/A

About this home

8650 NW 136TH AVENUE

Experience the best of Suwannee River living with this unique riverfront property that combines comfortable residential amenities, exceptional waterfront access, and ample acreage for recreation and outdoor enjoyment. Situated along the scenic Suwannee River, this property offers a rare opportunity to own riverfront land while enjoying the benefit of a home positioned outside wetlands and floodplains. The 2-bedroom, 2-bathroom home is designed for both everyday living and weekend getaways. Inside, you'll find a functional layout that includes a dedicated laundry room, a spacious two-car garage, and a bright Florida sunroom where you can relax and take in beautiful views of the river. Whether enjoying your morning coffee or winding down after a day on the water, the sunroom provides a peaceful space to appreciate the surrounding landscape. One of the property's standout features is the protected inland dock and boathouse. Equipped with two boat lifts, this setup provides convenient access to the Suwannee River while creating added privacy and protection from waves generated by passing boat traffic. This unique design helps preserve both your watercraft and your enjoyment of the waterfront. Beyond the home, the property is well-equipped for a variety of uses. A 40x60 metal building includes a fully functional 1-bedroom, 1-bathroom apartment with a kitchen, making it ideal for guests, extended family, rental income, or a caretaker's residence. A 30-foot lean-to extends off the rear of the building, providing additional covered storage for equipment, boats, or recreational vehicles. A separate 30x48 pole barn offers even more space for storage and operations. The acreage offers ample space for hunting, recreation, and wildlife viewing. Additionally, three wells are already in place, offering flexibility for irrigation, agricultural pursuits, or the construction of an additional home in the future. Properties that combine riverfront access, acreage, extensive improvements, and a home outside the floodplain are increasingly difficult to find, making this a truly exceptional opportunity.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

2,874

Sqft

43.42 ac

Lot size

2

Garage

1986

Year built

One

Levels

$469

Per sqft

WaterfrontFireplaceNegotiable

Inside

FlooringCarpet · Porcelain Tile
AppliancesConvection Oven · Cooktop · Dishwasher · Dryer · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionBlock
FoundationSlab
FacesEast
ExteriorPrivate Entrance · Sidewalk

Community & fees

Taxes (2025)$7,895/yr

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,603 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,279
PMI (est., until 20% equity)$506
Property tax — 2025 actual bill$658
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $134,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $134,900
Interest rate6.00%
Loan term

Estimated payment

$8,603/mo

Principal & interest$7,279
PMI (est., until 20% equity)$506
Property taxes (actual bill)$658
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs N/A

$469 vs $286

Days on market

17 vs 48 typical

Where $469/sqft sits among the 236 homes for sale in N/A

101
75
25 · this home
13
3
19
$133–269$269–404$404–539$539–674$674–810$810+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Chiefland

Map of 8650 NW 136TH AVENUE

Get to know Chiefland. See the full Chiefland guide →

CHIEFLAND 32626 — neighborhood snapshot

Population

8,994

Median age

46.3

Median income

$49,643

Median home value

$160,900

Avg household

2.43

Households w/ children

898

The numbers that matter

The Chiefland market

Seller’s marketBalanced6.1 months of inventoryBuyer’s market

$270K$262K

Chiefland median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

107 of 236

N/A have cut their price

Median sold price, Chiefland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 552% above the CHIEFLAND 32626 median. See the full Chiefland market guide →

Paper trail

This home's history

Jul 29, 2026Listed at $1,349,000 · 17 days on market since
1986Built · N/A

Reality check

What actually sold near 8650 NW 136TH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4933 ROUND LAKE ROADSold · Dec ’25

$530,000

4933 ROUND LAKE ROAD · same community

3 bd · 2.5 ba · 2,632 sqft · $201/sqft · 111 DOM

16422 SPRING VALLEY ROADSold · Mar ’26

$1,275,000

16422 SPRING VALLEY ROAD · same community

4 bd · 3 ba · 3,141 sqft · $406/sqft · 70 DOM

Carr 156 KM 12.1 INT BO. PALO HINCADOSold · Dec ’25

$254,000

Carr 156 KM 12.1 INT BO. PALO HINCADO · same community

5 bd · 2.5 ba · 2,510 sqft · $101/sqft · 79 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Krystina Allen

Your agent

Krystina Allen

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8650 NW 136TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8650 NW 136TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

8650 NW 136TH AVENUE FAQs

What would the monthly payment be for 8650 NW 136TH AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,603/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8650 NW 136TH AVENUE?+

The most recent tax bill on record (2025) was $7,895. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Chiefland?+

At $1,349,000, this home is listed about 309% above the Chiefland median of $329,900. The market section on this page shows how the area is trending.

Listing courtesy of WHITETAIL PROPERTIES REAL ESTATE · Cody Worley. MLS #OM729452.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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