5259 SE 38TH STREET, OCALA, FL, 34480
Active95 days on marketListed Aug 4, 2026MLS #OM729638
About this home
5259 SE 38TH STREET
NEW PRICE - EXCEPTIONAL OPPORTUNITY IN SE OCALA! Discover the possibilities on 4 beautiful acres of A-1 zoned land just outside Ocala city limits! Now offered at $660,000, this versatile property combines spacious country living, room for animals, and additional living space with endless potential. The main residence offers 3 bedrooms, 3 bathrooms, and over 2,800 square feet of living space. Double front doors welcome you into an inviting foyer that opens to the formal living and dining rooms. The comfortable family room features a cozy fireplace, while a separate office or den provides the perfect space for working from home or enjoying a quiet retreat. The kitchen is designed for everyday living and entertaining, featuring a center island, breakfast bar, breakfast nook, and an open view into the family room. A spacious laundry room provides convenient access between the kitchen and attached garage. The split-bedroom floor plan offers added privacy, while the primary suite provides a relaxing retreat with two closets and an en-suite bathroom featuring dual vanities, a soaking tub, and a walk-in shower. Enjoy peaceful views from the large screened lanai overlooking the fully fenced property. Equestrian and hobby enthusiasts will appreciate the 4-stall horse barn with electric, a fenced corral, chicken coop, multiple storage sheds, and a concrete RV pad with hookups. Adding even more versatility is a separate 1996 mobile home offering approximately 1,064 square feet, 3 bedrooms, and 2 bathrooms - ideal for exploring options for extended living, guests, or other permitted uses, (currently occupied). With acreage, A-1 zoning, substantial living space, and so many possibilities, this property offers a unique opportunity to create the country lifestyle you've been looking for while remaining close to Ocala's conveniences. COME EXPLORE THE POSSIBILITIES AND MAKE THIS PROPERTY YOUR OWN!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,805
Sqft
4 ac
Lot size
2
Garage
2008
Year built
One
Levels
$235
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,960 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,960/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.3%
$/sqft vs Ocala actives
$235 vs $175
Days on market
95 vs 57 typical
Where $235/sqft sits among the 399 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34480 — neighborhood snapshot
Population
23,517
Median age
37.4
Median income
$77,557
Median home value
$282,700
Avg household
2.64
Households w/ children
3,226
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$278K → $278K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
165 of 399
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 120% above the OCALA 34480 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 5259 SE 38TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$615,000
14402 S HIGHWAY 475 · same community
4 bd · 2 ba · 2,672 sqft · $230/sqft · 56 DOM
Sold · Sep ’26$640,000
5085 SE 38TH STREET · same community
4 bd · 4 ba · 3,844 sqft · $166/sqft · 116 DOM
Sold · Dec ’25$550,000
495 NW 95TH STREET · same community
3 bd · 2 ba · 1,413 sqft · $389/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5259 SE 38TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5259 SE 38TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5259 SE 38TH STREET FAQs
What would the monthly payment be for 5259 SE 38TH STREET?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,960/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5259 SE 38TH STREET?+
The most recent tax bill on record (2025) was $4,790. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5259 SE 38TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $660,000, this home is listed about 120% above the Ocala median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 5259 SE 38TH STREET?+
Shady Hill Elementary School (elementary), Belleview High School (high), Belleview Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$660,000 runs 120% above the OCALA 34480 median — but at 2,805 sqft it's also 60% larger than the typical Ocala listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $776,000, now $660,000 — a $116K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MAJESTIC OAKS REALTY · Deidre Fernandez. MLS #OM729638.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ocala homes, in your inbox
Like 5259 SE 38TH STREET but not quite? A daily digest of every new listing in Ocala — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Leila to ping you on any price or status change →