
9832 SW 196TH AVENUE ROAD, DUNNELLON, FL, 34432
Active6 days on marketListed Aug 6, 2026MLS #OM729653
About this home
9832 SW 196TH AVENUE ROAD
Welcome home to this well maintained 3 bedroom 2 bath ranch home in beautiful Rainbow Springs. This open floor plan has a split bedroom design, enclosed lanai, private back yard on a quiet street. The home is well cared for and professionally managed. Pets ok on a case by case basis, As a tenant, you have access to the rainbow river and Rainbow springs amenities at no cost to you. Call today for your showing.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,318
Sqft
0.25 ac
Lot size
2
Garage
2006
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs RAINBOW SPGS 05 REP
$1 vs $195
Days on market
6 vs 41 typical
Where $1/sqft sits among the 10 homes for sale in RAINBOW SPGS 05 REP
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34432 — neighborhood snapshot
Population
13,197
Median age
56
Median income
$47,711
Median home value
$223,900
Avg household
2.27
Households w/ children
858
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
4 of 10
RAINBOW SPGS 05 REP have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the DUNNELLON 34432 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 9832 SW 196TH AVENUE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$259,900
9830 SW 194TH CIRCLE · same community
3 bd · 2 ba · 1,399 sqft · $186/sqft · 24 DOM
Sold · Apr ’26$239,000
10137 SW 192ND CIRCLE · same community
2 bd · 2 ba · 1,489 sqft · $161/sqft · 52 DOM
Sold · May ’26$272,500
9708 SW 196TH CIRCLE · same community
3 bd · 2 ba · 1,557 sqft · $175/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9832 SW 196TH AVENUE ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9832 SW 196TH AVENUE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9832 SW 196TH AVENUE ROAD FAQs
What would the monthly payment be for 9832 SW 196TH AVENUE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 9832 SW 196TH AVENUE ROAD?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunnellon?+
At $1,825, this home is listed about 99% below the Dunnellon median of $300,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9832 SW 196TH AVENUE ROAD?+
Dunnellon Elementary School (elementary), Dunnellon High School (high), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BLACKHORSE REAL ESTATE LLC · Robert Thomas. MLS #OM729653.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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