4321 NW 1ST COURT ROAD, OCALA, FL, 34475
Active46 days on marketListed Aug 25, 2026MLS #OM729952
About this home
4321 NW 1ST COURT ROAD
Bright, spacious, and designed with flexibility in mind, this 4-bedroom, 3-bath home in St. James Park offers more than 2,280 square feet of comfortable living. Built in 2021, the home combines a fresh, well-kept interior with generous gathering spaces, multiple bedrooms, and a large backyard ready to be enjoyed. Step inside to an airy interior filled with natural light and an easy flow from room to room. A separate dining or flex space near the entry offers versatility for entertaining, a home office, or additional living space, while the main living area provides plenty of room to relax and gather. Luxury vinyl flooring carries through much of the home, creating a clean and cohesive feel. The kitchen sits at the heart of the living space with granite countertops, abundant cabinetry, stainless steel appliances, and a generous breakfast bar for casual seating. An adjoining dining area surrounded by windows brings in plenty of natural light and keeps everyday meals connected to the main living areas. The primary suite offers a spacious retreat with a walk-in closet and private bath featuring dual vanities, a soaking tub, and separate shower. Three additional bedrooms and two guest baths provide plenty of flexibility for overnight guests, work-from-home needs, hobbies, or additional personal space. Outside, both covered front and rear porches offer welcoming places to enjoy the Florida weather. The expansive backyard is nice and private, with plenty of open lawn for outdoor living, gardening, recreation, or simply having more room to spread out. An attached 2-car garage completes the home's practical layout. Located just minutes from a variety of shopping and dining options, and a short drive from Downtown Ocala’s many entertainment options, this inviting St. James Park home is ready for its next chapter– schedule your showing today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,283
Sqft
0.25 ac
Lot size
2
Garage
2021
Year built
One
Levels
$169
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,179 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,179/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.2%
$/sqft vs Ocala actives
$169 vs $181
Days on market
46 vs 74 typical
Where $169/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34475 — neighborhood snapshot
Population
14,812
Median age
36.1
Median income
$33,515
Median home value
$170,300
Avg household
2.65
Households w/ children
1,649
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $284K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
221 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% above the OCALA 34475 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 4321 NW 1ST COURT ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$332,050
4370 NW 1ST AVENUE · same community
4 bd · 3 ba · 2,265 sqft · $147/sqft · 214 DOM
Sold · Oct ’25$374,050
71 NW 42ND PLACE · same community
4 bd · 3 ba · 2,265 sqft · $165/sqft · 158 DOM
Sold · Mar ’26$385,000
136 NW 44TH STREET · same community
3 bd · 2.5 ba · 2,260 sqft · $170/sqft · 193 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4321 NW 1ST COURT ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4321 NW 1ST COURT ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4321 NW 1ST COURT ROAD FAQs
What would the monthly payment be for 4321 NW 1ST COURT ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,179/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4321 NW 1ST COURT ROAD?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4321 NW 1ST COURT ROAD?+
The most recent tax bill on record (2025) was $5,785. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4321 NW 1ST COURT ROAD?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $385,000, this home is listed about 29% above the Ocala median of $299,180. The market section on this page shows how the area is trending.
Which schools are assigned to 4321 NW 1ST COURT ROAD?+
Vanguard High School (high), Howard Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SHOWCASE PROPERTIES OF CENTRAL · Carmen Murvin. MLS #OM729952.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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