5581 NE 157TH TERRACE, WILLISTON, FL, 32696
Active54 days on marketListed Aug 19, 2026MLS #OM730175
About this home
5581 NE 157TH TERRACE
Welcome to your own slice of North Central Florida! This charming Cracker-style home sits on approximately 4.3 acres in the desirable Williston area, offering privacy, character, and plenty of room to spread out. The approximately 1,050 sq. ft home features 2 bedrooms, 2 bathrooms, and a beautiful wraparound porch perfect for enjoying the peaceful country setting. Outside, the property offers multiple useful structures, including a barn with attached carport, newer pole barn, and separate workshop with a working air compressor and its own bathroom—providing plenty of space for equipment, vehicles, hobbies, storage, or projects. With acreage, multiple outbuildings, and classic Florida charm, this property offers the flexibility to create your own homestead, country retreat, or hobby property. Conveniently located near Williston and all that North Central Florida has to offer, this is a rare opportunity to enjoy space and privacy without being far from town. Bring your vision and make this unique Williston property your own!
Facts & features
The home at a glance
2
Bedrooms
3
Bathrooms
1,050
Sqft
4.32 ac
Lot size
1
Garage
1988
Year built
One
Levels
$314
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,386 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,386/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+60.2%
$/sqft vs Williston actives
$314 vs $196
Days on market
54 vs 88 typical
Where $314/sqft sits among the 105 Williston actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Williston
Get to know Williston. See the full Williston guide →
WILLISTON 32696 — neighborhood snapshot
Population
14,532
Median age
44.9
Median income
$56,944
Median home value
$202,800
Avg household
2.57
Households w/ children
1,526
The numbers that matter
The Williston market
$269K → $239K
Williston median sold, yr/yr
95.4%
Sale-to-list ratio (12 mo)
52 of 105
Williston actives have cut their price
Median sold price, Williston, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 378% above the WILLISTON 32696 median. See the full Williston market guide →
Paper trail
This home's history
Reality check
What actually sold near 5581 NE 157TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$210,000
5350 NE 167TH COURT · same community
3 bd · 2 ba · 1,582 sqft · $133/sqft · 8 DOM
Sold · Apr ’26$290,000
1491 NE 153RD AVENUE
3 bd · 2 ba · 1,380 sqft · $210/sqft · 122 DOM
Sold · Apr ’26$515,000
16590 NE 55TH STREET
3 bd · 2 ba · 1,656 sqft · $311/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5581 NE 157TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5581 NE 157TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5581 NE 157TH TERRACE FAQs
What would the monthly payment be for 5581 NE 157TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,386/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5581 NE 157TH TERRACE?+
The most recent tax bill on record (2025) was $1,643. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5581 NE 157TH TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Williston?+
At $330,000, this home is listed about 10% above the Williston median of $299,900. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$330,000 runs 378% above the WILLISTON 32696 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $365,000, now $330,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COOKIE KING REAL ESTATE, INC · Tiffany Spencer. MLS #OM730175.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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