21875 NE 135TH LANE, FORT MC COY, FL, 32134
Active1 days on marketListed Aug 14, 2026MLS #OM730230
About this home
21875 NE 135TH LANE
Come for the home—bring the boat, fishing poles, and your sense of adventure—the Florida lifestyle is waiting. Welcome to the Florida lifestyle where days on the water are always within reach! This home offers the perfect setting for those who love boating, fishing, and making the most of Florida’s year-round outdoor living.Enjoy the convenience of a community dock, ideal for taking in peaceful water views, enjoying an evening sunset, or connecting with neighbors. Ready to launch the boat? Moorehead Park’s public boat ramp is approximately 5 minutes away, making spontaneous days on the water easy. Spend your mornings fishing, your afternoons cruising local waterways, and your evenings relaxing close to home. Whether you're looking for a full-time Florida residence, seasonal retreat, or simply a place where recreation is part of everyday life, this location delivers. Beyond the water, the surrounding Ocala National Forest offers countless opportunities to enjoy nature, from scenic drives and trails to nearby springs and outdoor recreation. And when it's time for groceries, dining, shopping, and everyday conveniences. 30 minutes in either direction make Palatka and Ocala within easy reach of this 3/2/2 CBS Home on .52 acres with community access to dock on Lake Kerr. Whole house alarm with contacts on all windows. Equipment shed out back and additional carport. Freshly painted with vaulted ceilings. Light fixtures with ceiling fans all walk in closets in each bedroom. New flooring throughout w/tile in wet areas. Inside laundry w/laundry sink. Screened in lanai w/concrete outdoor patio. Split plan. New storm doors recently installed. Great room. Minutes from Palatka for Shopping. Salt Springs recreational area is minutes away as well as countless Florida springs and waterways.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,450
Sqft
0.52 ac
Lot size
2
Garage
2002
Year built
One
Levels
$207
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,404 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,404/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Fort Mc Coy actives
$207 vs $202
Days on market
1 vs 34 typical
Where $207/sqft sits among the 62 Fort Mc Coy actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fort Mc Coy
Get to know Fort Mc Coy. See the full Fort Mc Coy guide →
FORT MC COY 32134 — neighborhood snapshot
Population
7,400
Median age
55
Median income
$46,429
Median home value
$145,500
Avg household
2.3
Households w/ children
570
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort Mc Coy market
$240K → $111K
Fort Mc Coy median sold, yr/yr
91.6%
Sale-to-list ratio (12 mo)
24 of 62
Fort Mc Coy actives have cut their price
Median sold price, Fort Mc Coy, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 469% above the FORT MC COY 32134 median. See the full Fort Mc Coy market guide →
Paper trail
This home's history
Reality check
What actually sold near 21875 NE 135TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$425,000
5919 SW 112th Ter, Cooper City FL 33330 · same community
3 bd · 2 ba · 1,377 sqft · $309/sqft · 21 DOM
Sold · Jun ’26$630,000
5521 SW 114 Avenue, Cooper City FL 33330 · same community
3 bd · 2 ba · 1,600 sqft · $394/sqft · 5 DOM
Sold · Jun ’26$200,000
3950 N CALUMET TERRACE · same community
2 bd · 2 ba · 1,296 sqft · $154/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 21875 NE 135TH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21875 NE 135TH LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
21875 NE 135TH LANE FAQs
What would the monthly payment be for 21875 NE 135TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,404/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 21875 NE 135TH LANE?+
The most recent tax bill on record (2025) was $4,148. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fort Mc Coy?+
At $299,900, this home is listed about 77% above the Fort Mc Coy median of $169,900. The market section on this page shows how the area is trending.
Which schools are assigned to 21875 NE 135TH LANE?+
Fort McCoy School (elementary), North Marion High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$299,900 runs 469% above the FORT MC COY 32134 median — but at 1,450 sqft it's also 40% larger than the typical Fort Mc Coy listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a Fort Mc Coy market that averages 34 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of HOMERUN REALTY · Denise March. MLS #OM730230.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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