12494 MOUNTAIN PLOVER ROAD, WEEKI WACHEE, FL, 34614
Active15 days on marketListed Sep 5, 2026MLS #OM730270
About this home
12494 MOUNTAIN PLOVER ROAD
The easiest move you will ever make! This one is TURNKEY, fully furnished, and move in ready, so all you have to bring is your suitcase. Built in 2023 and barely lived in, it still feels brand new, with luxury vinyl plank flooring, granite counters, and newer appliances throughout. Inside it is bright and open, with vaulted ceilings, a nice kitchen with a breakfast bar, and a comfortable, coastal furnished feel throughout. What really sets this one apart is how smart it was built. Upgraded double insulation, including in the garage, keeps the home efficient and the electric bills low. The insulated garage has its own mini split AC and is currently set up as a fun game and hangout room, an easy bonus space you can use as is or turn back into a garage. There is a whole house security system already in place, and the home comes with a transferable warranty for extra peace of mind. Out back you get a shaded hangout spot with lights, a fire pit, and a mini pool, perfect for winding down at the end of the day. It has been used now and then as a short term rental, so the income potential is already proven if you want to keep it going. The location is a big part of the draw. You are just minutes from Weeki Wachee Springs State Park, where the famous mermaids, crystal clear water, and the Weeki Wachee River make for easy weekends of kayaking, paddleboarding, and floating the day away. Pine Island beach, the Withlacoochee State Trail, and Gulf fishing are all close by, and everyday shopping like Publix, Target, and Home Depot is just a quick drive. When you need the city, the Suncoast Parkway puts you in Tampa in about an hour. Furnished, efficient, and ready today. Even better, OWNER FINANCING and a LEASE OPTION may be available for the right buyer, so this move could be easier than you think. Call to come see it!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,001
Sqft
0.46 ac
Lot size
1
Garage
2023
Year built
One
Levels
$275
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,126 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,126/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs ROYAL HIGHLANDS
$275 vs $198
Days on market
15 vs 50 typical
Where $275/sqft sits among the 133 homes for sale in ROYAL HIGHLANDS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Royal Highlands
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Weeki Wachee. See the full Weeki Wachee guide →
Royal Highlands — neighborhood snapshot
Population
7,281
Median age
44
Median income
$86,157
Median home value
$281,096
Avg household
3
Households w/ children
804
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Weeki Wachee market
$350K → $348K
Weeki Wachee median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
72 of 133
ROYAL HIGHLANDS have cut their price
Median sold price, Weeki Wachee, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 12494 MOUNTAIN PLOVER ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$332,900
15098 CHIMNEY SWIFT ROAD · same community
3 bd · 2 ba · 1,498 sqft · $222/sqft · 288 DOM
Sold · Mar ’26$332,900
12117 MILLINGTON AVENUE · same community
3 bd · 2 ba · 1,498 sqft · $222/sqft · 110 DOM
Sold · Jan ’26$385,000
12255 OSPREY AVENUE · same community
3 bd · 2 ba · 1,770 sqft · $218/sqft · 58 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12494 MOUNTAIN PLOVER ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12494 MOUNTAIN PLOVER ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12494 MOUNTAIN PLOVER ROAD FAQs
What would the monthly payment be for 12494 MOUNTAIN PLOVER ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,126/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12494 MOUNTAIN PLOVER ROAD?+
The most recent tax bill on record (2025) was $2,702. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Weeki Wachee?+
At $275,000, this home is listed about 28% below the Weeki Wachee median of $383,990. The market section on this page shows how the area is trending.
Which schools are assigned to 12494 MOUNTAIN PLOVER ROAD?+
Weeki Wachee High School (high), Winding Waters K-8 (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER LLC - OCALA · Sabrina Salt. MLS #OM730270.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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