CENTURY 21 Edge
$314,9993 bd2 ba1,358 sqft$232 /sqft$2,337 /mo all-in ↓

126 LOCUST RADIAL, OCALA, FL, 34472

Active1 days on marketListed Aug 12, 2026MLS #OM730285

Private poolSingle Family ResidenceSILVER SPGS SHORES UN 33

About this home

126 LOCUST RADIAL

Welcome to this beautifully maintained home offering a spacious open-concept layout and an impressive list of thoughtful upgrades. Tile flooring flows throughout the main living areas, while the bedrooms feature luxury vinyl flooring. The kitchen is designed for both everyday living and entertaining, featuring granite countertops, a shiplap island, updated pendant lighting, and an open view of the spacious living and dining areas. Both bathrooms feature matching granite countertops and decorative wall accents. The insulated garage provides additional functionality with a freshly painted floor, overhead storage, and a dedicated office space. Additional upgrades include an EV charger, Ecobee smart thermostat, gutters, and glass sliding doors. The floating loft bed conveys with the home, and the projector is available as an optional item. Step outside and enjoy your own backyard oasis. The professionally installed above-ground pool is surrounded by decorative rock and features a spacious wood deck, storage shed, and sandbox. The pool includes professionally installed, rebar-reinforced anchors extending approximately four feet into the ground to provide added stability, help maintain the pool’s level, and reduce shifting over time, including during severe weather. This is a substantial professionally installed pool rather than a temporary seasonal setup, offering a quality outdoor feature designed for years of enjoyment with proper care. The property also features a well and septic system. Four-foot anchored rebar supports are already installed for a future birdcage enclosure, providing an excellent opportunity to further customize the outdoor living space. Move-in ready and packed with upgrades, this home offers comfort, functionality, and an exceptional outdoor setup. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,358

Sqft

0.24 ac

Lot size

2

Garage

2020

Year built

One

Levels

$232

Per sqft

Private pool

Inside

FlooringPorcelain Tile
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationSlab
FacesWest
ExteriorRV Hookup

Community & fees

Taxes (2025)$2,201/yr

Utilities & systems

UtilitiesElectricity Available · Electricity Connected · Water Available · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,337 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property tax — 2025 actual bill$183
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,025Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,025
Interest rate6.00%
Loan term

Estimated payment

$2,337/mo

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property taxes (actual bill)$183
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Ocala

Map of 126 LOCUST RADIAL

Get to know Ocala. See the full Ocala guide →

OCALA 34472 — neighborhood snapshot

Population

34,665

Median age

40.1

Median income

$61,635

Median home value

$185,900

Avg household

2.67

Households w/ children

3,980

For the school run

Marion County School District

HighForest High School★★★★★
ElementaryLegacy Elementary School★★★★★
MiddleLake Weir Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 45% above the OCALA 34472 median. See the full Ocala market guide →

Paper trail

This home's history

Aug 12, 2026Listed at $314,999 · 1 days on market since
2020Built · SILVER SPGS SHORES UN 33

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tyler Stoddard

Your agent

Tyler Stoddard

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 126 LOCUST RADIAL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 126 LOCUST RADIAL — before you fall in love.

See it in person

Schedule a tour

Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

126 LOCUST RADIAL FAQs

What would the monthly payment be for 126 LOCUST RADIAL?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,337/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 126 LOCUST RADIAL?+

The most recent tax bill on record (2025) was $2,201. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ocala?+

At $314,999, this home is listed about 5% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 126 LOCUST RADIAL?+

Forest High School (high), Legacy Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$314,999 runs 45% above the OCALA 34472 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 1 day on market in a Ocala market that averages 53 — if it fits, move quickly.

Listing courtesy of MAGNOLIA HOMES AND LAND LLC · Kendall Gervais. MLS #OM730285.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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