126 LOCUST RADIAL, OCALA, FL, 34472
Active61 days on marketListed Aug 12, 2026MLS #OM730285
About this home
126 LOCUST RADIAL
Welcome to this beautifully maintained home offering a spacious open concept layout, cathedral ceilings, and an impressive list of thoughtful upgrades. Tile flooring flows throughout the main living areas, while the bedrooms feature luxury vinyl flooring. The kitchen is designed for both everyday living and entertaining, featuring granite countertops, a shiplap island, updated pendant lighting, soft close cabinetry, and an open view of the spacious living and dining areas. The primary bedroom features tray ceilings, adding an elegant touch and creating a spacious feel. Both bathrooms feature matching granite countertops and decorative wall accents. The garage adds even more functionality with a freshly painted floor, overhead storage, and a dedicated insulated office space, perfect for working from home, a hobby room, or additional storage. Additional upgrades include an EV charger, Ecobee smart thermostat, gutters, and glass sliding doors. The floating loft bed conveys with the home, while the projector is available as an optional item. Step outside and enjoy your own backyard oasis. The professionally installed above ground pool is surrounded by decorative rock and features a spacious wood deck, storage shed, and sandbox. The pool includes professionally installed, rebar reinforced anchors extending approximately four feet into the ground to provide added stability, help maintain the pool’s level, and reduce shifting over time, including during severe weather. This is a substantial professionally installed pool designed to provide years of enjoyment with proper care. The property also features a well and septic system. Four foot anchored rebar supports are already in place for a future birdcage enclosure, giving you an excellent opportunity to further customize the outdoor living space. Move in ready and packed with upgrades, this home offers comfort, functionality, and an exceptional outdoor setup. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,358
Sqft
0.24 ac
Lot size
2
Garage
2020
Year built
One
Levels
$217
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,211 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,211/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.7%
$/sqft vs Ocala actives
$217 vs $180
Days on market
61 vs 73 typical
Where $217/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34472 — neighborhood snapshot
Population
34,665
Median age
40.1
Median income
$61,635
Median home value
$185,900
Avg household
2.67
Households w/ children
3,980
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $284K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
224 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% above the OCALA 34472 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 126 LOCUST RADIAL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$262,500
76 LOCUST LOOP · same community
3 bd · 2 ba · 1,396 sqft · $188/sqft · 60 DOM
Sold · Aug ’26$278,000
49 LOCUST LOOP CIRCLE · same community
3 bd · 2 ba · 1,440 sqft · $193/sqft · 116 DOM
Sold · Apr ’26$260,000
311 LOCUST ROAD · same community
3 bd · 2 ba · 1,453 sqft · $179/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 126 LOCUST RADIAL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 126 LOCUST RADIAL — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
126 LOCUST RADIAL FAQs
What would the monthly payment be for 126 LOCUST RADIAL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,211/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 126 LOCUST RADIAL?+
The most recent tax bill on record (2025) was $2,201. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $294,999, this home is listed about 1% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 126 LOCUST RADIAL?+
Legacy Elementary School (elementary), Lake Weir High School (high), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$294,999 runs 40% above the OCALA 34472 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $314,999, now $294,999 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MAGNOLIA HOMES AND LAND LLC · Kendall Gervais. MLS #OM730285.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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