3216 SE 34TH STREET, OCALA, FL, 34471
Active39 days on marketListed Aug 13, 2026MLS #OM730320
About this home
3216 SE 34TH STREET
Spacious and inviting, this 3-bedroom, 2-bath home is nestled in highly desirable SE Ocala on over a third of an acre, offering more than 1,900 square feet of living space just minutes from downtown Ocala, parks, shopping, and dining. Inside, you'll find an updated kitchen featuring modern finishes, ample cabinetry, and a large center island that's perfect for meal preparation, casual dining, and entertaining. The thoughtfully designed split floor plan offers added privacy while giving the home a distinctive sense of character. A charming fireplace serves as a beautiful focal point in the dining room, creating a warm and inviting setting for everyday meals or special gatherings. Step outside to the screened lanai, an ideal spot to enjoy your morning coffee, unwind in the evenings, or entertain while overlooking the expansive backyard with plenty of room to enjoy. Offering a generous homesite, a sought-after SE Ocala location, and a layout filled with charm, this home presents a wonderful opportunity for buyers looking to add their personal touch over time. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,920
Sqft
0.34 ac
Lot size
2
Garage
1977
Year built
One
Levels
$130
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,098 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,098/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−22.2%
$/sqft vs Ocala actives
$130 vs $180
Days on market
39 vs 53 typical
Where $130/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34471 — neighborhood snapshot
Population
26,031
Median age
44.2
Median income
$60,283
Median home value
$292,200
Avg household
2.31
Households w/ children
2,491
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $283K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
224 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the OCALA 34471 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 3216 SE 34TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$222,000
3505 SE 33RD AVENUE · same community
3 bd · 2 ba · 1,779 sqft · $125/sqft · 80 DOM
Sold · Apr ’26$235,000
3331 SE 30TH TERRACE · same community
3 bd · 2 ba · 1,718 sqft · $137/sqft · 30 DOM
Sold · Jan ’26$310,000
3370 SE 31ST TERRACE · same community
3 bd · 2 ba · 1,642 sqft · $189/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 3216 SE 34TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3216 SE 34TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3216 SE 34TH STREET FAQs
What would the monthly payment be for 3216 SE 34TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,098/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3216 SE 34TH STREET?+
The most recent tax bill on record (2025) was $4,276. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3216 SE 34TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $249,900, this home is listed about 16% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3216 SE 34TH STREET?+
Shady Hill Elementary School (elementary), Liberty Middle School (middle), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL REALTY SOLD GUARANTEE · Scott Coldwell. MLS #OM730320.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ocala homes, in your inbox
Like 3216 SE 34TH STREET but not quite? A daily digest of every new listing in Ocala — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Iain to ping you on any price or status change →