3370 SE 31ST TERRACE, OCALA, FL, 34471
Active28 days on marketListed Aug 24, 2026MLS #OM730909
About this home
3370 SE 31ST TERRACE
Welcome to your fully furnished Florida retreat in Cedar Hills! Set on a desirable corner lot with inviting curb appeal, this spacious 3-bedroom, 2-bathroom home offers the perfect blend of comfort, convenience and effortless indoor-outdoor living. Inside, generously sized bedrooms, well appointed bathrooms create a welcoming space for everyday living. The home also includes a spacious 2-car garage, washer and dryer, and everything you need to settle in with ease including solar panels for added energy efficiency. Step outside and enjoy your own private oasis; a sparkling in-ground pool, paved pool deck, fenced backyard, and screened rear porch with ceiling fans make it easy to relax, entertain and savor Florida's sunny lifestyle. An outdoor refrigerator keeps refreshments close at hand for poolside gatherings and weekend barbecues. Location adds even more appeal, with Historic Downtown Ocala, AdventHealth Hospital, the YMCA, convenience stores, shopping, parks and trails, all less than 5 miles away. Pets are welcome, making this a wonderful rental opportunity for families seeking a comfortable furnished home with exceptional amenities and easy access to everything Ocala has to offer.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,642
Sqft
0.31 ac
Lot size
2
Garage
1974
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$178 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$178/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ocala actives
$2 vs $180
Days on market
28 vs 53 typical
Where $2/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34471 — neighborhood snapshot
Population
26,031
Median age
44.2
Median income
$60,283
Median home value
$292,200
Avg household
2.31
Households w/ children
2,491
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $283K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
224 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the OCALA 34471 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 3370 SE 31ST TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$310,000
3370 SE 31ST TERRACE · same community
3 bd · 2 ba · 1,642 sqft · $189/sqft · 12 DOM
Sold · May ’26$230,000
3591 SE 30TH TERRACE · same community
3 bd · 2 ba · 1,607 sqft · $143/sqft · 34 DOM
Sold · Apr ’26$242,000
3209 SE 34TH COURT · same community
3 bd · 2 ba · 1,584 sqft · $153/sqft · 105 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 3370 SE 31ST TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3370 SE 31ST TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3370 SE 31ST TERRACE FAQs
What would the monthly payment be for 3370 SE 31ST TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $178/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3370 SE 31ST TERRACE?+
The listing reports pets: Cats OK, Dogs OK, Monthly Pet Fee, Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $2,500, this home is listed about 99% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3370 SE 31ST TERRACE?+
Shady Hill Elementary School (elementary), Liberty Middle School (middle), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of GLOBALWIDE REALTY LLC · Dunia Castro. MLS #OM730909.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ocala homes, in your inbox
Like 3370 SE 31ST TERRACE but not quite? A daily digest of every new listing in Ocala — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask John to ping you on any price or status change →