16430 SE 89TH COURT, SUMMERFIELD, FL, 34491
Active26 days on marketListed Sep 15, 2026MLS #OM730490
About this home
16430 SE 89TH COURT
Welcome to this beautiful 2022-built home offering modern comfort, energy efficiency, and a convenient location near The Villages! This inviting 3-bedroom, 2-bathroom residence features approximately 1,400 square feet of living space, a 2-car garage, vaulted ceilings, and an open-concept kitchen and living area ideal for everyday living and entertaining. The kitchen is beautifully appointed with granite countertops and stainless steel appliances, while luxury vinyl plank flooring flows throughout the home. Additional highlights include granite countertops in the bathrooms, smart-home features, an Energy Star-rated HVAC system, solar panels, and an energy-efficient 50-gallon hybrid heat-pump water heater. Located in a quiet Summerfield neighborhood with no HOA and convenient access to shopping, dining, medical facilities, and all the nice things The Villages has. Don’t miss the opportunity to make this modern, energy-efficient home yours!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,393
Sqft
0.22 ac
Lot size
2
Garage
2022
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$176 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$176/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Summerfield actives
$2 vs $184
Days on market
26 vs 70 typical
Where $2/sqft sits among the 376 Summerfield actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $270K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
174 of 376
Summerfield actives have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 16430 SE 89TH COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$410,000
16283 SE 88TH AVENUE · same community
3 bd · 2 ba · 1,583 sqft · $259/sqft · 18 DOM
Sold · Feb ’26$285,000
16374 SE 88TH AVENUE · same community
4 bd · 2 ba · 1,644 sqft · $173/sqft · 257 DOM
Sold · Apr ’26$327,000
8822 SE 164TH PLACE · same community
3 bd · 2 ba · 1,703 sqft · $192/sqft · 107 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 16430 SE 89TH COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16430 SE 89TH COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
16430 SE 89TH COURT FAQs
What would the monthly payment be for 16430 SE 89TH COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $176/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 16430 SE 89TH COURT?+
The listing reports pets: Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $2,200, this home is listed about 99% below the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 16430 SE 89TH COURT?+
Harbour View Elementary School (elementary), Belleview Middle School (middle), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Lucy Martins. MLS #OM730490.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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