
9636 SW 190TH TERRACE ROAD, DUNNELLON, FL, 34432
Active18 days on marketListed Aug 16, 2026MLS #OM730502
About this home
9636 SW 190TH TERRACE ROAD
Welcome home to this beautifully remodeled 2/2/2 retreat in the heart of Rainbow Springs Country Club Estates—a place where neighbors wave from their porches and life simply feels a little sweeter. With 2,081 square feet of thoughtfully updated living space, this immaculately cared-for home greets you with a charming paver driveway and interiors that feel comforting the moment you walk through the door. Tile flooring flows gracefully throughout, and every room carries that timeless, polished touch that makes a house feel like home—the kind of place where morning light embraces the fully remodeled kitchen and evenings wind down slowly, with golden afternoon tones to soften the mood each day. Step out to the air-conditioned lanai, your own little slice of peace, perfect for sipping coffee or tea as the day begins or sharing a quiet dinner with friends or family under the stars. The paver patio and lush, privacy-lined landscaping create a backyard that feels like a secret garden—a spot to unwind, entertain friends, or simply savor another gorgeous Florida evening. The spacious two-car garage comes with a bonus storage area, ready to become a golf cart garage, workshop, or whatever fits your next chapter. And the best part? This is small-town living with big-time beauty right outside your door. As a resident, you'll enjoy access to the Rainbow Springs Private Community Amenities, including a park with private access to this incredibly clear Rainbow River—a local treasure known for lazy tubing days, kayak adventures, and the kind of natural wonder that reminds you why you fell in love with Florida in the first place. Just down the road, Dunnellon welcomes you with its easy, riverside charm—friendly shops, good food, and a pace of life that lets you actually breathe. You're also just a short drive from Ocala and the world-renowned World Equestrian Center, with easy access to the Gulf Coast beaches, beloved theme parks, and major airports whenever adventure calls. This is more than a house—it's a hometown feeling wrapped in Florida elegance. A rare chance to plant roots somewhere truly special.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
2,081
Sqft
0.27 ac
Lot size
2
Garage
1993
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,010 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,010/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs RAINBOW SPGS 05 REP
$192 vs $200
Days on market
18 vs 35 typical
Where $192/sqft sits among the 10 homes for sale in RAINBOW SPGS 05 REP
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
1 of 10
RAINBOW SPGS 05 REP have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 90% above the DUNNELLON 34432 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 9636 SW 190TH TERRACE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$380,000
19439 SW 101ST PLACE ROAD · same community
3 bd · 2.5 ba · 2,089 sqft · $182/sqft · 181 DOM
Sold · May ’26$340,000
9540 SW 189TH COURT · same community
3 bd · 2 ba · 2,073 sqft · $164/sqft · 302 DOM
Sold · Feb ’26$410,000
10257 SW 193RD CT · same community
3 bd · 2 ba · 2,100 sqft · $195/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Solance Kallendorf
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9636 SW 190TH TERRACE ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9636 SW 190TH TERRACE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Solance's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9636 SW 190TH TERRACE ROAD FAQs
What would the monthly payment be for 9636 SW 190TH TERRACE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,010/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9636 SW 190TH TERRACE ROAD?+
The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9636 SW 190TH TERRACE ROAD?+
The most recent tax bill on record (2025) was $3,575. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9636 SW 190TH TERRACE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunnellon?+
At $399,900, this home is listed about 31% above the Dunnellon median of $305,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE · Julie Beck. MLS #OM730502.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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