CENTURY 21 Edge
$437,5004 bd2 ba1,958 sqft$223 /sqft$2,975 /mo all-in ↓

19126 SW 101ST STREET, DUNNELLON, FL, 34432

Active5 days on marketListed Aug 29, 2026MLS #OM731338

New constructionSingle Family ResidenceRAINBOW SPGS 05 REP

About this home

19126 SW 101ST STREET

Imagine mornings that begin with birdsong through the trees and evenings that end with a sunset paddle down one of the most beautiful rivers in Florida — this could be your everyday. Welcome home to Rainbow Springs Country Club Estates, where new construction meets an unmatched, private riverfront lifestyle on the legendary Rainbow River. Tucked among the trees on just over half an acre in the highly sought-after community of Rainbow Springs, this brand-new 1,958 sq. ft. home was designed for both everyday living and unforgettable entertaining. The open, split-bedroom floorplan offers 3 bedrooms, 2 bathrooms, and a flexible den/study/4th bedroom, along with an interior laundry room and a two-car garage with an additional parking pad — all wrapped in the quiet privacy of a wooded homesite. Step inside to soaring 9'4" ceilings that rise to 10 feet in the great room and primary suite, framed by elegant colonial baseboards and ceiling fans throughout. The primary suite is a true retreat, featuring a freestanding soaking tub, a separate glass-enclosed tile shower, and an expansive walk-in closet — the kind of space made for slow mornings and quiet evenings alike. Every bedroom offers its own walk-in closet, so there's room for everyone to spread out and settle in. At the heart of the home, the kitchen is dressed to impress with quartz countertops, a tile backsplash, shaker cabinets, a walk-in pantry, and a large breakfast bar with a double sink — plus a charming desk/bar nook perfect for morning coffee or evening wine. The kitchen flows effortlessly into the dining room and great room, and from there, through double sliding glass doors onto a generous 404 sq. ft. covered lanai — an idyllic setting for al fresco dinners, quiet conversation, or simply watching the Florida sky turn gold over your private tree-lined backyard. And if you are not familiar with the community or Rainbow River, it is truly something magical. Enjoy spring-fed and famously crystal-clear water that holds a steady 72 degrees year-round temperature and is fed by Florida's fourth-largest spring system, producing between 400-600 million gallons a day. As a resident of Rainbow Springs, you'll enjoy exclusive access to a private riverfront park with its own little beach and swim area, shaded pavilions, picnic tables, grills, and a kayak launch made just for slipping quietly into the current. Drift past cypress trees draped in Spanish moss, watch turtles sun themselves on fallen logs, and keep an eye out for otters at play in water so clear it feels like floating on glass — this is the kind of natural beauty most travel across the country to experience, and it's simply part of daily life here. Beyond the river, the community's amenity center rounds out an already remarkable lifestyle: a sparkling pool, tennis and pickleball courts, a disc golf course, fitness center, billiards room, and an on-site restaurant and bar with event space — all just a golf cart ride from your front door. The charming small town of Dunnellon sits right at the confluence of the Rainbow and Withlacoochee Rivers, and its old Florida character makes it easy to fall for. Here, life moves at the graceful pace of the river itself — and this beautifully built new home is your invitation to slow down, settle in, and fall in love with Rainbow Springs.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,958

Sqft

0.53 ac

Lot size

2

Garage

2026

Year built

One

Levels

$223

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl
AppliancesBuilt-In Oven · Dishwasher · Disposal · Electric Water Heater · Exhaust Fan · Microwave · Range · Range Hood · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Coffered Ceiling(s) · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Tray Ceiling(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesWest
ExteriorIrrigation System · Private Mailbox · Private Yard · Sliding Doors

Community & fees

HOA fee$21/mo
Taxes (2025)$299/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Propane · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,975 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,576
FHA mortgage insurance (est.)$194
Property tax — 2025 actual bill$25
HOA fee — from the listing$21
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,313Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,313
Interest rate6.00%
Loan term

Estimated payment

$2,975/mo

Principal & interest$2,576
FHA mortgage insurance (est.)$194
Property taxes (actual bill)$25
HOA / condo fee$21
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $438K
$283KedgeAI estimate $314,952 · range $295K$336K$455K

vs edgeAI estimate

+38.9%

$/sqft vs RAINBOW SPGS 05 REP

$223 vs $192

Days on market

5 vs 35 typical

Where $223/sqft sits among the 10 homes for sale in RAINBOW SPGS 05 REP

3
3
2
0 · this home
1
1
$168–182$182–196$196–210$210–224$224–238$238+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dunnellon

Get to know Dunnellon. See the full Dunnellon guide →

The numbers that matter

The Dunnellon market

Seller’s marketLeans seller3.6 months of inventoryBuyer’s market

$265K$280K

Dunnellon median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

1 of 10

RAINBOW SPGS 05 REP have cut their price

Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 108% above the DUNNELLON 34432 median. See the full Dunnellon market guide →

Paper trail

This home's history

Aug 29, 2026Listed at $437,500 · 5 days on market since
2026Built · RAINBOW SPGS 05 REP

Reality check

What actually sold near 19126 SW 101ST STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10121 SW 190TH COURTSold · Apr ’26

$330,000

10121 SW 190TH COURT · same community

2 bd · 2 ba · 1,978 sqft · $167/sqft · 4 DOM

19028 SW 101 PLACESold · Oct ’25

$359,000

19028 SW 101 PLACE · same community

3 bd · 2 ba · 1,916 sqft · $187/sqft · 109 DOM

18825 SW 93RD LOOPSold · Jun ’26

$430,000

18825 SW 93RD LOOP · same community

3 bd · 2 ba · 2,018 sqft · $213/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jillian Kobylesky

Your agent

Jillian Kobylesky

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 19126 SW 101ST STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 19126 SW 101ST STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

19126 SW 101ST STREET FAQs

What would the monthly payment be for 19126 SW 101ST STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,975/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 19126 SW 101ST STREET?+

The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 19126 SW 101ST STREET?+

The most recent tax bill on record (2025) was $299. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 19126 SW 101ST STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dunnellon?+

At $437,500, this home is listed about 43% above the Dunnellon median of $305,000. The market section on this page shows how the area is trending.

Listing courtesy of KELLER WILLIAMS CORNERSTONE RE · Julie Beck. MLS #OM731338.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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19126 SW 101ST STREET, DUNNELLON, FL — 4 Bed, 2 Bath — $437,500 | CENTURY 21 Edge