
00 99TH LANE, LIVE OAK, FL, 32060
Active1 days on marketListed Aug 17, 2026MLS #OM730527
About this home
00 99TH LANE
Located in Suwannee County, Florida, this 20.78-acre property offers a combination of plantation style pines, a cleared potential homesite, county road access, and established wildlife habitat. The property is located off 99th Lane, a county-maintained road, providing access to a rural setting while remaining approximately 10 minutes from the City of Live Oak. Approximately 20 acres of the property are planted in plantation-style pine timber, providing a wooded setting and potential recreational and timber-related uses. A 3.5-acre cleared homesite area provides an open portion of the property for a potential homesite, subject to applicable county regulations and site requirements. There are also two mowed entrances providing established access points from 99th Lane. The property is entirely within Flood Zone X, according to the information provided, and power is available at the northeast corner of the property. These features provide a starting point for someone looking for a rural property with an existing cleared area and nearby utility access. Trail camera images from the property show the quality of Whitetail deer that Suwannee County can produce. While strong in deer numbers, wild turkey also frequent the property. Sprawling live oak trees that add mature hardwood cover and variety to the landscape. The combination of pine timber, open acreage, and hardwoods provides different habitat types across the tract. Suwannee County is known for its agricultural land, rivers, springs, and rural landscape. The Suwannee River is located nearby, providing access to one of North Florida's well-known natural resources and recreational areas. The City of Live Oak is approximately 10 minutes away, providing convenient access to shopping, restaurants, schools, services, and other everyday amenities. Whether you're looking for a rural homesite, recreational acreage, hunting property, or a tract with planted pine timber, this 20.78-acre property offers several features worth considering. With county-maintained road access, a cleared 3.5-acre potential homesite, power at the northeast corner, planted pines, mature live oaks, and established wildlife habitat, the property provides a mix of open and wooded acreage in Suwannee County.
Facts & features
The home at a glance
20.78 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,757 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,757/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Live Oak
Get to know Live Oak. See the full Live Oak guide →
LIVE OAK 32060 — neighborhood snapshot
Population
22,085
Median age
44.4
Median income
$56,702
Median home value
$158,200
Avg household
2.71
Households w/ children
2,337
The numbers that matter
The Live Oak market
$255K → $280K
Live Oak median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
Median sold price, Live Oak, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the LIVE OAK 32060 median. See the full Live Oak market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 00 99TH LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 00 99TH LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
00 99TH LANE FAQs
What would the monthly payment be for 00 99TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,757/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 00 99TH LANE?+
The most recent tax bill on record (2025) was $1,777. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Live Oak?+
At $229,000, this home is listed about 26% below the Live Oak median of $309,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of WHITETAIL PROPERTIES REAL ESTATE · Thomas Lado. MLS #OM730527.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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