18351 SE 20TH PLACE, SILVER SPRINGS, FL, 34488
Active30 days on marketListed Aug 21, 2026MLS #OM730837
About this home
18351 SE 20TH PLACE
Build your dream home or investment property at 18351 SE 20th Place, Silver Springs, FL 34488! Located in the desirable Half Moon Homesites community, this cleared 0.35-acre corner lot offers a high-and-dry setting with excellent access and added flexibility for future construction. The property already features an existing septic system and electric pole, potentially saving you valuable time and money during development. Enjoy peaceful Central Florida living with convenient access to Silver Springs State Park, the Ocala National Forest, outdoor recreation, shopping, dining, and downtown Ocala. Whether you are searching for vacant land in Silver Springs, an affordable Florida homesite, or a promising real estate investment in Marion County, this ready-to-develop corner lot is filled with potential. Buyers should verify the condition of existing improvements, zoning, permitted uses, utility availability, and applicable impact fees with the appropriate authorities. Schedule your visit today and explore everything this Silver Springs property has to offer!
Facts & features
The home at a glance
0.35 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$382 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$382/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Silver Springs
Get to know Silver Springs. See the full Silver Springs guide →
SILVER SPRINGS 34488 — neighborhood snapshot
Population
11,525
Median age
45.8
Median income
$45,239
Median home value
$75,300
Avg household
2.27
Households w/ children
1,214
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Silver Springs market
$148K → $197K
Silver Springs median sold, yr/yr
94.8%
Sale-to-list ratio (12 mo)
Median sold price, Silver Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 70% below the SILVER SPRINGS 34488 median. See the full Silver Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 18351 SE 20TH PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$98,000
2142 SE 185TH TERRACE
2 bd · 1 ba · 460 sqft · $213/sqft · 61 DOM
Sold · May ’26$33,000
17461 SE 10TH STREET
2 bd · 1 ba · 480 sqft · $69/sqft · 21 DOM
Sold · Aug ’26$65,000
18927 SE 18TH PLACE
2 bd · 2 ba · 672 sqft · $97/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 18351 SE 20TH PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18351 SE 20TH PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
18351 SE 20TH PLACE FAQs
What would the monthly payment be for 18351 SE 20TH PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $382/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18351 SE 20TH PLACE?+
The most recent tax bill on record (2025) was $200. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Silver Springs?+
At $32,500, this home is listed about 85% below the Silver Springs median of $215,000. The market section on this page shows how the area is trending.
Which schools are assigned to 18351 SE 20TH PLACE?+
East Marion Elementary School (elementary), Fort McCoy School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ASHLEY YATES REALTY · Ashley Yates, PA. MLS #OM730837.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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