
6107 SW 86TH CIRCLE, OCALA, FL, 34481
Active47 days on marketListed Aug 26, 2026MLS #OM731000
About this home
6107 SW 86TH CIRCLE
POOL HOME ON THE GOLF COURSE | 16TH FAIRWAY | 3 BEDROOMS | OFFICE/FLEX | 3 BATHROOMS | WHOLE-HOUSE GENERAC GENERATOR. Welcome to elevated Florida living in the highly sought-after Del Webb Stone Creek, a beautiful guard-gated 55+ community known for its resort-style amenities, active lifestyle, and exceptional surroundings. Ideally positioned along the picturesque 16th fairway, this beautifully upgraded Stellar model offers 3 bedrooms, 1 office/flex room, 3 bathrooms, and 2,523 square feet of living space, along with an impressive private pool and golf course setting. From the moment you arrive, the home's exceptional curb appeal is evident. A paver driveway and beautifully landscaped beds create an inviting first impression, enhanced by custom low-voltage landscape lighting. A screened front entry welcomes you into the home while allowing you to enjoy Florida's beautiful weather. Inside, the attention to detail continues. Tile flooring flows throughout the home, complemented by elegant 8-foot doors that enhance the open, airy feel. The spacious gathering room features a beautiful tray ceiling and expansive views that draw your attention to the heated saltwater pool and 16th fairway beyond. The open-concept design is ideal for everyday living and entertaining. The well-appointed kitchen features granite countertops and upgraded KitchenAid appliances. The home is thoughtfully wired for today's technology, with wall supports and wiring for wall-mounted televisions, Ethernet wiring in the office/flex room for a direct computer connection, and a whole-home Wi-Fi extender for reliable connectivity. The bathrooms offer an elevated finish with shower wall tile extending to the ceiling for a polished, spa-like appearance. The true highlight of this home is the private outdoor living space overlooking the 16th fairway. Step through the sliding doors onto the screened lanai and discover your own resort-style retreat. The heated saltwater pool features an impressive lighting package, heater with cooling capability, and self-chlorinating technology. Heavy-duty roll-down screens and an electronic privacy screen provide flexibility for enjoying the open Florida air or creating a more private setting. The lanai is also pre-plumbed for a future summer kitchen, ready for even more outdoor entertaining. For added peace of mind, this home is equipped with a whole-house 24kW Generac generator and a 250-gallon underground propane tank, providing dependable backup power. Additional thoughtful upgrades include attic insulation in the garage and lanai, an insulated garage door, and a 4-foot garage extension. The garage features an epoxy-coated floor, while the water heater with attached heat pump helps keep the garage cooler. A hard-wired security system with door and window sensors, plus two hard-wired exterior cameras, provides added security. The laundry room includes a direct-drive pedestal LG washer and dryer. This exceptional Stellar model offers much more than a beautifully upgraded home—it offers a lifestyle. Imagine starting your morning with coffee overlooking the fairway, enjoying an afternoon swim in your heated saltwater pool, and ending the day relaxing or entertaining on your private lanai as the Florida sky changes above the golf course. Golf course views. Private pool. Resort-style outdoor living. Exceptional upgrades. Del Webb Stone Creek. This is Florida living at its finest—and a home you will want to experience in person.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,523
Sqft
0.2 ac
Lot size
3
Garage
2024
Year built
One
Levels
$307
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,655 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,655/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.1%
$/sqft vs Ocala actives
$307 vs $180
Days on market
47 vs 75 typical
Where $307/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $284K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
213 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 227% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 6107 SW 86TH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$435,000
9733 SW 74TH PLACE
3 bd · 3 ba · 2,529 sqft · $172/sqft · 314 DOM
Sold · Oct ’26$465,500
9199 SW 70TH LOOP
3 bd · 3 ba · 2,530 sqft · $184/sqft · 9 DOM
Sold · Nov ’25$655,000
9277 SW 70TH LOOP
3 bd · 3 ba · 2,673 sqft · $245/sqft · 66 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 6107 SW 86TH CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6107 SW 86TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6107 SW 86TH CIRCLE FAQs
What would the monthly payment be for 6107 SW 86TH CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,655/mo — principal and interest, the actual property-tax bill, the $320/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6107 SW 86TH CIRCLE?+
The association fee works out to $320 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6107 SW 86TH CIRCLE?+
The most recent tax bill on record (2025) was $8,434. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6107 SW 86TH CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $775,000, this home is listed about 159% above the Ocala median of $299,430. The market section on this page shows how the area is trending.
Which schools are assigned to 6107 SW 86TH CIRCLE?+
West Port High School (high), Saddlewood Elementary School (elementary), Liberty Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of NEXT GENERATION REALTY OF MARION COUNTY · Deborah Sumey. MLS #OM731000.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ocala homes, in your inbox
Like 6107 SW 86TH CIRCLE but not quite? A daily digest of every new listing in Ocala — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Shawn to ping you on any price or status change →


