9690 N ALDER AVENUE, CRYSTAL RIVER, FL, 34428
Active26 days on marketListed Aug 25, 2026MLS #OM731063
About this home
9690 N ALDER AVENUE
Virtually Staged. See Realtor Remarks: Welcome to your own personal Nature Coast retreat! Situated on an expansive 2.3-acre homesite with no HOA, this meticulously maintained home reflects exceptional pride of ownership and offers the perfect combination of privacy, comfort, and the freedom to enjoy the Florida lifestyle your way. Inside, you'll discover a light-filled floor plan designed for both everyday living and entertaining. The home has been thoughtfully maintained and includes valuable upgrades such as a roof installed in 2015, a whole-home water softener system, and a reverse osmosis water filtration system, providing added peace of mind and everyday convenience. Step outside and imagine the possibilities. With 2.3 unrestricted acres, there's ample room for boats, RVs, trailers, work vehicles, recreational toys, a detached workshop, or simply enjoying your own personal outdoor oasis. Whether you're looking for space to spread out or room for future projects, this property delivers flexibility that's becoming increasingly rare. Outdoor enthusiasts will appreciate the unbeatable location. Just minutes from multiple public boat ramps, you'll enjoy easy access to Lake Rousseau, the Cross Florida Barge Canal in Inglis, and the Withlacoochee River and Gulf waters through Yankeetown—excellent access for boating, world-class bass fishing, kayaking, scalloping, and endless days on Florida's beautiful Nature Coast. When you're not on the water, you're just a short drive from many of Citrus County's most popular attractions, including Three Sisters Springs, Crystal River's world-famous manatee tours, the Crystal River Archaeological State Park, waterfront dining, championship golf, hiking and biking trails, and countless opportunities to experience the natural beauty that draws visitors from around the world. As an added bonus, most furnishings are available for purchase separately upon request, offering buyers the opportunity to make this exceptional home move-in ready with ease. Whether you're searching for a full-time residence, seasonal getaway, or peaceful retreat with room to grow, this remarkable property offers the perfect blend of acreage, privacy, modern conveniences, and the outdoor lifestyle that makes Citrus County one of Florida's best-kept secrets. One or more photo(s) has been virtually staged.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,431
Sqft
2.3 ac
Lot size
1
Garage
1994
Year built
One
Levels
$321
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,113 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,113/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Crystal River actives
$321 vs $220
Days on market
26 vs 53 typical
Where $321/sqft sits among the 159 Crystal River actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34428 — neighborhood snapshot
Population
9,325
Median age
55.4
Median income
$48,185
Median home value
$236,100
Avg household
2.15
Households w/ children
690
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $325K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
85 of 159
Crystal River actives have cut their price
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 130% above the CRYSTAL RIVER 34428 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 9690 N ALDER AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$320,000
12739 W FLAXEN DRIVE · same community
3 bd · 2 ba · 1,613 sqft · $198/sqft · 140 DOM
Sold · May ’26$235,000
10022 N TWINFLOWER TERRACE · same community
2 bd · 2 ba · 1,078 sqft · $218/sqft · 36 DOM
Sold · Mar ’26$400,000
12988 W BALTIC IVY STREET · same community
4 bd · 2 ba · 1,811 sqft · $221/sqft · 40 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9690 N ALDER AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9690 N ALDER AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9690 N ALDER AVENUE FAQs
What would the monthly payment be for 9690 N ALDER AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,113/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9690 N ALDER AVENUE?+
The most recent tax bill on record (2025) was $577. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crystal River?+
At $459,000, this home is listed about 47% above the Crystal River median of $312,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9690 N ALDER AVENUE?+
Crystal River High School (high), Crystal River Middle School (middle), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Wayne Buhler. MLS #OM731063.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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