6868 SW 95TH CIRCLE, OCALA, FL, 34481
Active13 days on marketListed Sep 8, 2026MLS #OM731370
About this home
6868 SW 95TH CIRCLE
Wake up to breathtaking golf course views from this highly sought-after Martin Ray model, perfectly positioned on a premium lot overlooking the 6th hole tee box in the gated 55+ community of Stone Creek. This beautifully maintained 3-bedroom, 3-bath home with flex room and loft offers the ideal blend of luxury, comfort, storage, and functionality. Step inside through the new glass front door inset and experience bright neutral tones, abundant natural light, and elegant finishes throughout. The open-concept kitchen is a true showpiece, featuring quartz countertops, a large island with a striking stone accent base, custom-designed pantry, upgraded Kitchen Aid stainless steel appliances, cabinet pull-outs, and ample storage — perfect for entertaining. The spacious living area is anchored by an electric fireplace and flows seamlessly through glass sliders to the screened-in lanai, where you can relax and enjoy peaceful golf course views year-round. The renovated primary suite is a private retreat, offering a custom walk-in closet and a spa-inspired bathroom with a Roman-style step-in shower. Beautiful plank flooring, crown molding and Plantation shutters add timeless sophistication throughout the home. Upstairs, the versatile loft includes its own secondary AC zone controller for enhanced energy efficiency — this amazing space is ideal on so many levels - use it for guests, an adult child attending school, a hobby space for artists or crafters, or perhaps a man-cave theater area, plus it has a plethora of extra storage! Additional highlights include: extended garage with 4-foot bump-out, perfect for extra storage or a golf cart, recently repainted exterior and interior, decorative concrete curbing and river rock ground cover, the additional flex room and the premium golf court lot. Located in the resort-style, active adult community of Stone Creek, residents enjoy gated security and world-class amenities designed for vibrant 55+ living. This is more than a home — it’s a lifestyle! Schedule your private showing today and experience golf course living at its finest!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,659
Sqft
0.15 ac
Lot size
2
Garage
2017
Year built
Two
Levels
$180
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,953 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,953/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11%
$/sqft vs Ocala actives
$180 vs $180
Days on market
13 vs 53 typical
Where $180/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $283K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
224 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 6868 SW 95TH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$385,000
6898 SW 95TH CIRCLE · same community
3 bd · 3 ba · 2,638 sqft · $146/sqft · 250 DOM
Sold · Feb ’26$567,500
8445 SW 93RD CIRCLE
3 bd · 2 ba · 2,659 sqft · $213/sqft · 56 DOM
Sold · Nov ’25$460,000
10054 SW 85TH PLACE ROAD
3 bd · 2 ba · 2,678 sqft · $172/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 6868 SW 95TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6868 SW 95TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6868 SW 95TH CIRCLE FAQs
What would the monthly payment be for 6868 SW 95TH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,953/mo — principal and interest, the actual property-tax bill, the $265/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6868 SW 95TH CIRCLE?+
The association fee works out to $265 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6868 SW 95TH CIRCLE?+
The most recent tax bill on record (2025) was $6,044. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6868 SW 95TH CIRCLE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $477,800, this home is listed about 60% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6868 SW 95TH CIRCLE?+
West Port High School (high), Saddlewood Elementary School (elementary), Liberty Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ROYAL OAK REALTY LLC · Robyn Wagner. MLS #OM731370.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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