1211 PANAMA PLACE, LADY LAKE, FL, 32159
Active6 days on marketListed Sep 15, 2026MLS #OM731512
About this home
1211 PANAMA PLACE
Charming & Move-In Ready: Prime Location Near Spanish Springs Enjoy the ultimate carefree lifestyle in this beautifully updated 2-bedroom, 2-bathroom home. Located just a short stroll from the heart of Spanish Springs, this property is perfectly positioned for those who want to be close to the action. Highlights of the Home: Fresh & Modern: Recently updated with stylish new vinyl plank flooring, modern light fixtures, and ceiling fans throughout. Flexible Living Space: Features a comfortable living/dining room combo, a spacious kitchen, and a versatile, enclosed Florida room—perfect for a den, office, or reading nook. Outdoor Relaxation: Enjoy your morning coffee or evening breeze in your private screened-in lanai. Convenience: Includes a 1-car garage and is completely move-in ready. The "Easy Living" Package: Forget the stress of monthly bills! Your rent includes water, sewer, sanitation, lawn care, pest control, and all Villages amenities fees. Unbeatable Proximity: You are moments away from the best entertainment and recreation in the area: Entertainment: 0.4 miles to Spanish Springs Town Square and 0.5 miles to the Sharon L. Morse Performing Arts Center. Golf: Surrounded by options, including Chula Vista Executive Golf Course (0.9 miles), Mira Vista Executive Golf Course (0.8 miles), and El Diablo Executive Golf Course (2.7 miles). This home offers a rare combination of modern comfort and an unbeatable location. It is the perfect choice for anyone looking to enjoy everything The Villages has to offer with total peace of mind. Rental Details & Policies: Rent Includes: Lawn care, irrigationn, water, sewer, sanitation, and the pest control. Tenant Responsibilities: Electric, and any additional services. Village Access: Two temporary Village ID cards included (access to pools, recreation centers, activities & golf). Guest passes are available through The Villages. Security Deposit: Refundable, subject to final inspection and return of all keys/remotes. Cleaning Fee: May apply if the property is not left in satisfactory condition. Requirements: Credit & background check required. Insurance: Renter's insurance recommended. Absolutely NO SMOKING.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,344
Sqft
0.12 ac
Lot size
1
Garage
1989
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lady Lake actives
$1 vs $204
Days on market
6 vs 60 typical
Where $1/sqft sits among the 191 Lady Lake actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Orange Blossom Gardens
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lady Lake. See the full Lady Lake guide →
Orange Blossom Gardens — neighborhood snapshot
Population
6,637
Median age
73
Median income
$46,704
Median home value
$235,284
Avg household
2
Households w/ children
17%
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lady Lake market
$306K → $320K
Lady Lake median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
102 of 191
Lady Lake actives have cut their price
Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the LADY LAKE 32159 median. See the full Lady Lake market guide →
Paper trail
This home's history
Reality check
What actually sold near 1211 PANAMA PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$236,000
1161 DEL TORO DRIVE · same community
2 bd · 2 ba · 1,144 sqft · $206/sqft · 59 DOM
Sold · Jan ’26$262,500
1202 DEL TORO DRIVE · same community
2 bd · 2 ba · 1,558 sqft · $168/sqft · 14 DOM
Sold · Mar ’26$410,000
651 D ANGELO LANE
3 bd · 2 ba · 1,357 sqft · $302/sqft · 104 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 1211 PANAMA PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1211 PANAMA PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1211 PANAMA PLACE FAQs
What would the monthly payment be for 1211 PANAMA PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1211 PANAMA PLACE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lady Lake?+
At $1,825, this home is listed about 99% below the Lady Lake median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1211 PANAMA PLACE?+
The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXECUTIVES IN THE VILLAGES · Sandra Giraldo. MLS #OM731512.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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