5948 SW 103RD STREET, OCALA, FL, 34476
Active26 days on marketListed Sep 16, 2026MLS #OM731547
About this home
5948 SW 103RD STREET
Virtually Staged. Enjoy comfortable Florida living in this beautifully maintained 3-bedroom, 2-bath home located in the desirable 55+ community of Cherrywood Estates! Thoughtful updates throughout make this home ready to enjoy. The updated kitchen features quartz countertops, newer appliances and ample space for everyday cooking and entertaining. Recent improvements include a new A/C system (2026), roof replacement (December 2020), and replacement windows completed in 2019. The enclosed Florida room provides additional living and entertaining space and opens to a screened lanai—an inviting spot to relax in the spa and enjoy Florida living year-round. Situated on .23-acres, this property offers a wonderful blend of comfortable indoor spaces and outdoor enjoyment. Conveniently located in Southwest Marion County, Cherrywood Estates offers easy access to everyday shopping, medical offices, churches, dining, entertainment, and other area amenities. Come experience the relaxed lifestyle, convenient location, and welcoming atmosphere this Ocala 55+ community has to offer!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,492
Sqft
0.23 ac
Lot size
2
Garage
2002
Year built
One
Levels
$168
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,170 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,170/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.9%
$/sqft vs CHERRYWOOD ESTATE
$168 vs $147
Days on market
26 vs 73 typical
Where $168/sqft sits among the 11 homes for sale in CHERRYWOOD ESTATE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34476 — neighborhood snapshot
Population
26,397
Median age
56.1
Median income
$65,429
Median home value
$260,300
Avg household
2.21
Households w/ children
2,252
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $284K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
6 of 11
CHERRYWOOD ESTATE have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the OCALA 34476 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 5948 SW 103RD STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$220,000
9948 SW 62ND AVENUE · same community
3 bd · 2 ba · 1,494 sqft · $147/sqft · 26 DOM
Sold · Apr ’26$235,000
5920 SW 102ND STREET · same community
3 bd · 2 ba · 1,495 sqft · $157/sqft · 20 DOM
Sold · Jun ’26$217,000
9951 SW 62ND TERRACE · same community
2 bd · 2 ba · 1,500 sqft · $145/sqft · 44 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 5948 SW 103RD STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5948 SW 103RD STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5948 SW 103RD STREET FAQs
What would the monthly payment be for 5948 SW 103RD STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,170/mo — principal and interest, the actual property-tax bill, the $328/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5948 SW 103RD STREET?+
The association fee works out to $328 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5948 SW 103RD STREET?+
The most recent tax bill on record (2025) was $1,191. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5948 SW 103RD STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $249,999, this home is listed about 16% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5948 SW 103RD STREET?+
Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ROBB HARRISON REALTY INC · Jennifer Leeds. MLS #OM731547.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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