CENTURY 21 Edge
$29,900≈$362 /mo all-in ↓

7644 N FISHER TERRACE, CITRUS SPRINGS, FL, 34434

Active40 days on marketListed Sep 2, 2026MLS #OM731567

✦ Priced 89% below the Citrus Springs medianCITRUS SPGS UNIT 15

About this home

7644 N FISHER TERRACE

See Realtor Remarks: Opportunity awaits! The adjoining lot is also available (MLS 857470) , offering endless possibilities. Purchase one lot for your dream home and the second for a large garage/shop, extra space, or even a future home for a family member. This beautiful, secluded buildable lot is surrounded by nice homes and offers a peaceful setting while being close to the Withlacoochee State Trail, a popular destination for biking, walking, and enjoying Florida’s natural beauty. The Rainbow River in Dunnellon is also nearby, known for its crystal-clear spring-fed waters, swimming, kayaking, tubing, and relaxing days on the water. A great opportunity to build and create your own private Florida retreat! PUBLIC WATER!

Facts & features

The home at a glance

0.23 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$148/yr

Utilities & systems

UtilitiesElectrical Nearby
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$362 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$176
FHA mortgage insurance (est.)$13
Property tax — 2025 actual bill$12
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $1,047Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $1,047
Interest rate6.00%
Loan term

Estimated payment

$362/mo

Principal & interest$176
FHA mortgage insurance (est.)$13
Property taxes (actual bill)$12
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

The numbers that matter

The Citrus Springs market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$269K → $263K

Citrus Springs median sold, yr/yr

98.8%

Sale-to-list ratio (12 mo)

Median sold price, Citrus Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 89% below the Citrus Springs median. See the full Citrus Springs market guide →

Paper trail

This home's history

Sep 2, 2026Listed at $29,900 · 40 days on market since

Reality check

What actually sold near 7644 N FISHER TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7822 N MANVILLE ROADSold · Apr ’26

$240,000

7822 N MANVILLE ROAD · same community

3 bd · 2 ba · 1,399 sqft · $172/sqft · 58 DOM

7808 N MANVILLE ROADSold · May ’26

$239,900

7808 N MANVILLE ROAD · same community

3 bd · 2 ba · 1,399 sqft · $171/sqft · 80 DOM

8196 N TERREL TERRACESold · Jun ’26

$325,000

8196 N TERREL TERRACE · same community

3 bd · 2 ba · 1,538 sqft · $211/sqft · 228 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 7644 N FISHER TERRACE — start here.

CallText
kevin@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7644 N FISHER TERRACE — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

7644 N FISHER TERRACE FAQs

What would the monthly payment be for 7644 N FISHER TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $362/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7644 N FISHER TERRACE?+

The most recent tax bill on record (2025) was $148. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Citrus Springs?+

At $29,900, this home is listed about 89% below the Citrus Springs median of $277,900. The market section on this page shows how the area is trending.

Keep looking

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Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Wayne Buhler. MLS #OM731567.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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7644 N FISHER TERRACE, CITRUS SPRINGS, FL — $29,900 | CENTURY 21 Edge